8 Graystone Ln, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 8 Graystone Ln, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Aug 2014)
Tax Bill	$16,072 (2024)
Deeds & Mortgages	May 2021 Refinance Jan 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`473489 131.-3-60.18`

Property Details

APN / Parcel Number

Primary APN	`473489 131.-3-60.18`
Alternative APNs	`0800-131.00-03.00-060.018` `348913100000030600180000` `47340030747`

Exterior

Lot Area	27,007 sqft (0.62 acres)

Location & Zoning

Street Address	8 GRAYSTONE LN
City	SMITHTOWN
State	NY
Zip	11787-4717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-394726.3 TC-70 GRAYSTONE GLEN SEC 2 LOT 1 *6809
Legal Block	3
Legal Lot Number	60
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2002
Census Tract	135303

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 GRAYSTONE LN, SMITHTOWN, NY 11787-4717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jan 26, 2021	Deed of Trust, Mortgage · Line of Credit US SENATE FEDERAL CREDIT UNION
Apr 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU
Apr 4, 2017	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU
Jan 23, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2014 · Amount on Record
Deed Sale	Aug 13, 2014 · Amount on Record
Deed Book / Page	12784 / 874
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	8 GRAYSTONE LN, SMITHTOWN, NY 11787-4717
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232700370
Date	May 5, 2021
Book Page	23270/370
Instrument	DM008090

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	8 GRAYSTONE LN, SMITHTOWN, NY 11787-4717
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232230259
Date	Jan 26, 2021
Book Page	23223/259
Instrument	DL049984

Lender

Name	US SENATE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Feb 1, 2040

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	8 GRAYSTONE LN, SMITHTOWN, NY 11787-4717
Document Number	0228210159
Book / Page	022821 / 000159
Instrument Date	Apr 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 GRAYSTONE LN SMITHTOWN NY 117874717, SMITHTOWN, NY 11787-4717

Mortgage

Document Number	0228210159
Date	May 26, 2017
Book Page	022821/000159

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 25, 2027

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	8 GRAYSTONE LN, SMITHTOWN, NY 11787-4717
Document Number	0228150723
Book / Page	022815 / 000723
Instrument Date	Apr 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 GRAYSTONE LN SMITHTOWN NY 117874717, SMITHTOWN, NY 11787-4717

Mortgage

Document Number	0228150723
Date	May 8, 2017
Book Page	022815/000723

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 7, 2037

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	8 GRAYSTONE LN, SMITHTOWN, NY 11787-4717
Document Number	0227900366
Book / Page	022790 / 000366
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	THOROUGHBRED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 GRAYSTONE LN SMITHTOWN NY 117874717, SMITHTOWN, NY 11787-4717

Mortgage

Document Number	0227900366
Date	Feb 21, 2017
Book Page	022790/000366

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,224 (-) Land $575 Building $5,649	$778,000 (+10,775.03%) Land $71,875 Building $706,125
2024	$16,072.00
2023		$6,224 Land $575 Building $5,649	$7,154 Land $661 Building $6,493

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	45 (1979–2016)
Claims Outside the SFHA	39 of 45
Most Recent Claim	Aug 2016 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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