Suffolk County and Smithtown Town property record for 3 Graystone Ln, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $16,127 (2024) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 131.-3-60.8 |
| Primary APN | 473489 131.-3-60.8 |
|---|---|
| Alternative APNs |
|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|
| Street Address | 3 GRAYSTONE LN |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-4717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-394701.6 TC-70 *6542 LOT 4 GRAYSTONE GLEN |
| Legal Subdivision | MAP GRAYSTONE GLEN |
| Legal Block | 3 |
| Legal Lot Number | 60 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 135303 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 GRAYSTONE LN, SMITHTOWN, NY 11787-4717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 8, 2024 |
| Transfer Doc | 0132470621 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 GRAYSTONE LN, SMITHTOWN, NY 11787-4717 |
| Document Number | 0228350956 |
| Book / Page | 022835 / 000956 |
| Instrument Date | Jul 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2017 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 3 GRAYSTONE LN SMITHTOWN NY 117874717, SMITHTOWN, NY 11787-4717 |
| Document Number | 0228350956 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 022835/000956 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,690 (-) Land $300 Building $6,390 | $836,250 (+10,774.51%) Land $37,500 Building $798,750 | |
| 2024 | $16,127.00 | ||
| 2023 | $6,690 Land $300 Building $6,390 | $7,690 Land $345 Building $7,345 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 45 (1979–2016) |
| Claims Outside the SFHA | 39 of 45 |
| Most Recent Claim | Aug 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
5G (outdoors only) and 4G LTE
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