5N495 Paddock Ln, Saint Charles, IL 60175 Property Records

Kane County property record for 5N495 Paddock Ln, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,376 sqft · built 1978
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,301 (2025)
Deeds & Mortgages	May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-16-178-023`

Property Details

APN / Parcel Number

Primary APN	`08-16-178-023`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,376 sqft Living Area
Gross Area	4,408 sqft
Basement Area	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	845 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5N495 PADDOCK LN
City	SAINT CHARLES
State	IL
Zip	60175-8265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THE WINDINGS 6
Legal Block	2
Legal Lot Number	129
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2008
Census Tract	852405

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5N495 PADDOCK LN, SAINT CHARLES, IL 60175-8265
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 7, 2020
Transfer Doc	0000025022
Record Updated	Sep 20, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 15, 2020
Property Address	5N495 PADDOCK LN, ST CHARLES, IL 60175-8265
Document Number	0000025022
Instrument Date	May 7, 2020
Instrument	25022
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5N495 PADDOCK LN ST CHARLES IL 601758265, ST CHARLES, IL 60175-8265

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,301.00 (+1.44%) Homeowner's exemption	$137,439 (+8.43%) Land $23,399 Building $114,040	$412,482 (+8.43%) Land $70,225 Building $342,257
2024		$126,754 (+22.76%) Land $21,580 Building $105,174	$380,414 (+22.8%) Land $64,766 Building $315,648
2022	$9,169.00 (+3.57%) Homeowner's exemption	$103,257 (+5.91%) Land $17,580 Building $85,677	$309,771 (+5.91%) Land $52,740 Building $257,031
2021	$8,853.00 Homeowner's exemption	$97,495 Land $16,599 Building $80,896	$292,485 Land $49,797 Building $242,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20