Kane County property record for 5N396 Paddock Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,724 sqft · built 1987 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Apr 2024) |
| Tax Bill | $10,674 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jul 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-301-007 |
| Primary APN | 08-16-301-007 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,724 sqft Living Area |
| Gross Area | 4,821 sqft |
| Basement Area | 1,534 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Attached |
| Garage Area | 563 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 305 sqft |
| Cooling System | Central |
|---|
| Street Address | 5N396 PADDOCK LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | THE WINDINGS 6 |
| Legal Block | 2 |
| Legal Lot Number | 177 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 852405 |
5N396 Paddock Ln is owned by an individual who bought it in April 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 928 KENDALL ST, GENEVA, IL 60134-3242 |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jul 17, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on File |
| Deed Sale | Apr 30, 2024 · Amount on File |
| Deed Document Number | 202414134 |
| Prior Transfer Date | Jul 3, 2017 |
| Prior Transfer Doc | 0000036597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 30, 2024 |
| Property Address | 5N396 PADDOCK LN, ST CHARLES, IL 60175-8262 |
| Document Number | 0000014134 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 2024K014134 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5N396 PADDOCK LN, ST CHARLES, IL 60175-8262 |
| Document Number | 0000014135 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 2024K014135 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 17, 2017 |
| Property Address | 5N396 PADDOCK LN, ST CHARLES, IL 60175-8262 |
| Document Number | 0000036597 |
| Instrument Date | Jul 3, 2017 |
| Instrument | 36597 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5N396 PADDOCK LN ST CHARLES IL 601758262, ST CHARLES, IL 60175-8262 |
The 2025 property tax bill for 5N396 Paddock Ln was $10,674.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,674.00 | $156,552 (+8.43%) Land $24,017 Building $132,535 | $469,844 (+8.43%) Land $72,080 Building $397,764 |
| 2024 | $144,381 Land $22,150 Building $122,231 | $433,316 Land $66,477 Building $366,840 | |
| 2022 | $8,458.00 (-2.57%) Homeowner's exemption | $117,617 (+5.91%) Land $18,044 Building $99,573 | $352,851 (+5.91%) Land $54,132 Building $298,719 |
| 2021 | $8,681.00 Homeowner's exemption | $111,054 Land $17,037 Building $94,017 | $333,162 Land $51,111 Building $282,051 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5N396 Paddock Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5N396 Paddock Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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