Kane County property record for 5N417 Paddock Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,735 sqft · built 1978 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,534 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-326-009 |
| Primary APN | 08-16-326-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,735 sqft Living Area |
| Gross Area | 2,951 sqft |
| 1st Floor Area | 1,735 sqft |
| Basement Area | 688 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 388 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 5N417 PADDOCK LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | THE WINDINGS 6 |
| Legal Block | 2 |
| Legal Lot Number | 145 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 852405 |
5N417 Paddock Ln is owner-occupied and held in a trust since October 1995.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5N417 PADDOCK LN, SAINT CHARLES, IL 60175-8264 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK |
| Nov 1, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 4, 1995 |
| Transfer Doc | 0000009662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 11, 2026 |
| Property Address | 5N417 PADDOCK LN, ST CHARLES, IL 60175-8264 |
| Document Number | 0000024146 |
| Instrument Date | May 29, 2026 |
| Instrument | 202624146 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Document Number | 0000024146, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 202624146 |
| Name | OLD SECOND NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 3, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.64% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 1, 2018 |
| Property Address | 5N417 PADDOCK LN, ST CHARLES, IL 60175-8264 |
| Document Number | 0000053484 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 53484 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5N417 PADDOCK LN ST CHARLES IL 601758264, ST CHARLES, IL 60175-8264 |
The 2025 property tax bill for 5N417 Paddock Ln was $7,534 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,534.00 Homeowner's exemption Senior Citizen's exemption | $120,846 (+8.43%) Land $24,632 Building $96,214 | $362,683 (+8.43%) Land $73,926 Building $288,758 |
| 2024 | $111,451 Land $22,717 Building $88,734 | $334,487 Land $68,178 Building $266,309 | |
| 2022 | $6,971.00 (+4.11%) Homeowner's exemption | $84,941 (+5.91%) Land $18,506 Building $66,435 | $254,823 (+5.91%) Land $55,518 Building $199,305 |
| 2021 | $6,696.00 Homeowner's exemption | $80,201 Land $17,473 Building $62,728 | $240,603 Land $52,419 Building $188,184 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5N417 Paddock Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5N417 Paddock Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures