5N530 Paddock Ln, Saint Charles, IL 60175 Property Records

Kane County property record for 5N530 Paddock Ln, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,565 sqft · built 1975
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Company Names on File
Last Sale	$193,000 (Sep 1994)
Tax Bill	$10,629 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-16-179-003`

Property Details

APN / Parcel Number

Primary APN	`08-16-179-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,565 sqft Living Area
Gross Area	4,522 sqft
Basement Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5N530 PADDOCK LN
City	SAINT CHARLES
State	IL
Zip	60175-8266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRANIGARS, THE WINDINGS OF FERSON CREEK UNIT 2 - LOT 86
Legal Subdivision	FERSON CREEK
Legal Block	2
Legal Lot Number	86
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2008
Census Tract	852405

Owner

Source: Kane County records · APN 08-16-179-003

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	5N530 PADDOCK LN, SAINT CHARLES, IL 60175-8266
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 1994 · Amount on Record
Deed Sale	Sep 20, 1994 · Amount on Record
Deed Document Number	199472299
Deed Book / Page	956 / 82
Last Transfer Date	Nov 18, 2011
Transfer Doc	0000072406
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5N530 PADDOCK LN, ST CHARLES, IL 60175-8266
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5N530 PADDOCK LN, SAINT CHARLES, IL 60175-8266

Mortgage

Document Number	0000060771
Date	Aug 09, 2021
Instrument	2021K060771

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 04, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.89%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,629.00 (+1.44%) Homeowner's exemption	$155,917 (+8.43%) Land $23,399 Building $132,518	$467,938 (+8.43%) Land $70,225 Building $397,713
2024		$143,795 (+22.75%) Land $21,580 Building $122,215	$431,558 (+22.8%) Land $64,766 Building $366,792
2022	$10,478.00 (+3.53%) Homeowner's exemption	$117,140 (+5.91%) Land $17,580 Building $99,560	$351,420 (+5.91%) Land $52,740 Building $298,680
2021	$10,121.00 Homeowner's exemption	$110,603 Land $16,599 Building $94,004	$331,809 Land $49,797 Building $282,012

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

Based on FCC filings for 166 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-FERSON CREEK private · serves 1,134 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.