Kane County property record for 5N358 Paddock Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,670 sqft · built 1978 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jul 1999) |
| Tax Bill | $10,060 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-301-009 |
| Primary APN | 08-16-301-009 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,670 sqft Living Area |
| Gross Area | 4,365 sqft |
| Basement Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|
| Street Address | 5N358 PADDOCK LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | THE WINDINGS 6 |
| Legal Block | 2 |
| Legal Lot Number | 175 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 852405 |
5N358 Paddock Ln is owned and occupied by two individuals who bought it in July 1999.
Source: Kane County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5N358 PADDOCK LN, SAINT CHARLES, IL 60175-8262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 1999 · Amount on File |
| Deed Sale | Jul 26, 1999 · Amount on File |
| Deed Document Number | 199973484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 23, 2026 |
| Property Address | 5N358 PADDOCK LN, SAINT CHARLES, IL 60175-8262 |
| Document Number | 0000041278 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202641278 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5N358 PADDOCK LN, SAINT CHARLES, IL 60175-8262 |
| Document Number | 0000041278, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202641278 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 22, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N358 PADDOCK LN, ST CHARLES, IL 60175-8262 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Title Company | PRAIRIE TITLE |
| Name | Verified Name |
|---|---|
| Address | 5N358 PADDOCK LN, SAINT CHARLES, IL 60175-8262 |
| Document Number | 0000009690 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2023K009690 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate | 6.99% |
|---|
The 2025 property tax bill for 5N358 Paddock Ln was $10,060 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,060.00 Homeowner's exemption | $158,243 (+15.94%) Land $23,399 Building $134,844 | $474,919 (+15.94%) Land $70,225 Building $404,694 |
| 2024 | $136,491 Land $21,580 Building $114,911 | $409,637 Land $64,766 Building $344,871 | |
| 2022 | $9,917.00 (+3.54%) Homeowner's exemption | $111,190 (+5.91%) Land $17,580 Building $93,610 | $333,570 (+5.91%) Land $52,740 Building $280,830 |
| 2021 | $9,578.00 Homeowner's exemption | $104,985 Land $16,599 Building $88,386 | $314,955 Land $49,797 Building $265,158 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5N358 Paddock Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5N358 Paddock Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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