Kane County property record for 5N557 Paddock Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,450 sqft · built 1976 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Mar 2002) |
| Tax Bill | $11,130 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-178-021 |
| Primary APN | 08-16-178-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,450 sqft Living Area |
| Gross Area | 4,566 sqft |
| Basement Area | 1,522 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5N557 PADDOCK LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 89 IN BRANIGARS, THE WINDINGS OF FERSON CREEK UNIT 2 |
| Legal Subdivision | FERSON CREEK |
| Legal Block | 2 |
| Legal Lot Number | 89 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 852405 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5N557 PADDOCK LN, SAINT CHARLES, IL 60175-8265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2002 · Amount on Record |
| Deed Sale | Mar 21, 2002 · Amount on Record |
| Prior Sale | Mar 21, 2002 · Amount on Record |
| Deed Document Number | 200239497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N557 PADDOCK LN, ST CHARLES, IL 60175-8265 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000036682 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021K036682 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 230 Months |
| Due | Jul 1, 2040 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,130.00 (+1.45%) Homeowner's exemption | $162,891 (+8.43%) Land $23,398 Building $139,493 | $488,869 (+8.43%) Land $70,222 Building $418,646 |
| 2024 | $150,227 (+22.76%) Land $21,579 Building $128,648 | $450,861 (+22.8%) Land $64,763 Building $386,098 | |
| 2022 | $10,971.00 (+3.5%) Homeowner's exemption | $122,379 (+5.91%) Land $17,579 Building $104,800 | $367,137 (+5.91%) Land $52,737 Building $314,400 |
| 2021 | $10,600.00 Homeowner's exemption | $115,550 Land $16,598 Building $98,952 | $346,650 Land $49,794 Building $296,856 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures