5N411 Oak Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 5N411 Oak Rd, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,212 sqft · built 1979
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,219 (2025)
Deeds & Mortgages	Jan 2024 Transfer Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-16-377-026`

Property Details

APN / Parcel Number

Primary APN	`09-16-377-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,212 sqft Living Area
Basement Area	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,579 sqft
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5N411 OAK RD
City	SAINT CHARLES
State	IL
Zip	60175-4909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 043-MIDDLECREEK
Legal Subdivision	MIDDLECREEK
Legal Block	4
Legal Lot Number	86
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	4
Census Block	4004
Census Tract	852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5N411 OAK RD, SAINT CHARLES, IL 60175-4909
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 5, 2017	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 18, 2024
Transfer Doc	0000002127
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 22, 2024
Property Address	5N411 OAK RD, ST CHARLES, IL 60175-4909
Document Number	0000002127
Instrument Date	Jan 18, 2024
Instrument	2024K002127
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5N411 OAK RD, SAINT CHARLES, IL 60175-4909

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5N411 OAK RD, ST CHARLES, IL 60175-4909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017000
Date	Apr 5, 2017
Instrument	2017K017000

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	MONROE, LA 71203

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,219.00 (+13.23%)	$154,094 (+15.77%) Land $50,521 Building $103,573	$462,467 (+15.77%) Land $151,624 Building $310,843
2024		$133,108 (+13.33%) Land $46,550 Building $86,558	$399,484 (+13.37%) Land $139,706 Building $259,778
2022	$8,142.00 (+6.36%) Homeowner's exemption	$117,453 (+4.91%) Land $45,192 Building $72,261	$352,359 (+4.91%) Land $135,576 Building $216,783
2021	$7,655.00 Homeowner's exemption	$111,956 Land $43,077 Building $68,879	$335,868 Land $129,231 Building $206,637

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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