Kane County property record for 5N443 Oak Rd, Saint Charles, IL 60175 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,153 sqft Living Area |
| Lot Size | 58,806 sqft (1.35 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $421,000 (2020) |
| Tax Bill | $11,869.00 (2025) |
| Primary APN | 09-16-377-024 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,153 sqft Living Area |
| 1st Floor | 2,153 sqft 1st Floor |
| Basement Area | 1,075 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level Style |
| Exterior Material | Combination Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 58,806 sqft (1.35 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 897 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft Shed |
| Deck Area | Deck Area |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 5N443 OAK RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-4909 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 84 DLECREEK |
| Legal Subdivision | MIDDLECREEK |
| Legal Block | 4 |
| Legal Lot Number | 84 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ST. CHARLES |
| Census Blockgroup | 4 |
| Census Block | 4004 |
| Census Tract | 852103 |
Source: Kane County records · APN 09-16-377-024
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5N443 OAK RD, SAINT CHARLES, IL 60175-4909 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Oct 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage GMFS LLC |
| Mar 17, 2020 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage COMMUNITY FIRST NATIONAL BANK |
| Mar 06, 2018 | Loan Modification, Mortgage HOME PT FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on Record |
| Deed Sale | Oct 22, 2020 · Amount on Record |
| Prior Sale | Mar 17, 2020 |
| Deed Doc Number | 202063337 |
| Prior Transfer Date | Dec 23, 2019 |
| Prior Transfer Doc | 0000013787 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 22, 2020 |
| Property Address | 5N443 OAK RD, ST CHARLES, IL 60175-4909 |
| Document Number | 0000063337 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 2020K063337 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $421.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 5N44 OAK CT, SAINT CHARLES, IL 60175-4921 |
| Document Number | 0000063338 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020K063338 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 17, 2020 |
| Property Address | 5N443 OAK RD, ST CHARLES, IL 60175-4909 |
| Document Number | 0000013787 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 2020K013787 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5N443 OAK RD, SAINT CHARLES, IL 60175-4909 |
| Document Number | 0000013788 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 2020K013788 |
| Name | COMMUNITY FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N443 OAK RD, ST CHARLES, IL 60175-4909 |
| Document Number | 0000019959 |
| Instrument Date | Mar 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5N443 OAK RD ST CHARLES IL 601754909, ST CHARLES, IL 60175-4909 |
| Document Number | 0000019959 |
|---|---|
| Date | May 02, 2018 |
| Instrument | 19959 |
| Name | HOME PT FIN'L |
|---|---|
| Address | FARMERS BRANCH, TX 75234 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2048 |
| Rate | 4.37% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,869.00 (+18.15%) Homeowner's exemption | ||
| 2024 | $159,587 (+16.2%) Land $46,550 Building $113,037 | $478,953 (+16.25%) Land $139,706 Building $339,247 | |
| 2022 | $10,046.00 (+6.07%) Homeowner's exemption | $137,340 (+4.91%) Land $45,192 Building $92,148 | $412,020 (+4.91%) Land $135,576 Building $276,444 |
| 2021 | $9,471.00 Homeowner's exemption | $130,912 Land $43,077 Building $87,835 | $392,736 Land $129,231 Building $263,505 |
5N443 Oak Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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