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  5. Oak Rd

5N485 Oak Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 5N485 Oak Rd, Saint Charles, IL 60175 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1978
Square Footage2,643 sqft Living Area
Lot Size51,401 sqft (1.18 acres)
OccupancyOwner Occupied
Last Sale$240,000 (2012)
Tax Bill$11,762.00 (2025)

Owner

Source: Kane County records · APN 09-16-377-023

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5N485 OAK RD, SAINT CHARLES, IL 60175-4909
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Apr 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
LEADER ONE FINANCIAL CORP
Dec 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2012 · Amount on Record
Deed SaleApr 23, 2012 · Amount on Record
Prior SaleAug 01, 2006 · Amount on Record
Deed Doc Number201225771
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address5N485 OAK RD, ST CHARLES, IL 60175-4909
Transaction TypeMortgage
Record UpdatedApr 01, 2021
Title CompanyJANUS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020981
DateMar 17, 2021
Instrument2021K020981
Lender
NameCELEBRITY HOME LOANS LLC
AddressVILLA PARK, IL 60181
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address5N485 OAK RD, ST CHARLES, IL 60175-4909
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPRECISION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019561
DateApr 19, 2017
Instrument2017K019561
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address5N485 OAK RD, ST CHARLES, IL 60175-4909
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyJANUS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062255
DateDec 23, 2019
Instrument2019K062255
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,762.00 (+17.56%) Homeowner's exemption
2024$158,253 (+15.67%) Land $46,550 Building $111,703$474,949 (+15.72%) Land $139,706 Building $335,243
2022$10,005.00 (+11.61%) Homeowner's exemption$136,810 (+4.91%) Land $45,192 Building $91,618$410,430 (+4.91%) Land $135,576 Building $274,854
2021$8,964.00 Homeowner's exemption$130,407 Land $43,077 Building $87,330$391,221 Land $129,231 Building $261,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN09-16-377-023

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,643 sqft Living Area
Basement Area1,131 sqft Basement
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleColonial Style
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area51,401 sqft (1.18 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area431 sqft Garage
Shed1 Shed
Shed Area96 sqft Shed
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address5N485 OAK RD
CitySAINT CHARLES
StateIL
Zip60175-4909
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 83 IN MIDDLECREEK UNIT NO. 3
Legal SubdivisionMIDDLECREEK
Legal Block4
Legal Lot Number83
Legal Unit3
JurisdictionKANE IL
Minor Civil DivisionST. CHARLES
Census Blockgroup4
Census Block4004
Census Tract852103

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