Kane County property record for 5N365 Oak Rd, Saint Charles, IL 60175 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,748 sqft Living Area |
| Lot Size | 1.26 acres |
| Garage | Attached, 506 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $10,990.00 (2025) |
| Primary APN | 09-16-377-028 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,748 sqft Living Area |
| Basement Area | 1,220 sqft Basement |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 55,321 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Deck Area | Deck Area |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 5N365 OAK RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-4912 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UNIT 3 OF MIDDLECREEK SUB - LOT 88 |
| Legal Subdivision | MIDDLECREEK SUB |
| Legal Block | 4 |
| Legal Lot Number | 88 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ST. CHARLES |
| Census Blockgroup | 4 |
| Census Block | 4004 |
| Census Tract | 852103 |
Source: Kane County records · APN 09-16-377-028
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5N365 OAK RD, SAINT CHARLES, IL 60175-4912 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 08, 2011 |
| Transfer Doc | 0000039982 |
| Record Refreshed | Sep 20, 2026 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,990.00 (+15.45%) Homeowner's exemption Senior Citizen's exemption | $180,617 (+16.32%) Land $50,521 Building $130,096 | $542,068 (+16.32%) Land $151,624 Building $390,444 |
| 2024 | $155,273 (+14.64%) Land $46,550 Building $108,723 | $466,005 (+14.68%) Land $139,706 Building $326,300 | |
| 2022 | $9,519.00 (+1.97%) Homeowner's exemption | $135,449 (+4.91%) Land $45,192 Building $90,257 | $406,347 (+4.91%) Land $135,576 Building $270,771 |
| 2021 | $9,335.00 Homeowner's exemption | $129,110 Land $43,077 Building $86,033 | $387,330 Land $129,231 Building $258,099 |
5N365 Oak Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 30th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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