5N361 Oak Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 5N361 Oak Rd, Saint Charles, IL 60175 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1977
Square Footage	2,332 sqft Living Area
Lot Size	52,708 sqft (1.21 acres)
Occupancy	Owner Occupied
Last Sale	$334,000 (2001)
Tax Bill	$11,746.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-16-377-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,332 sqft Living Area
Basement Area	1,166 sqft Basement
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Combination Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	52,708 sqft (1.21 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	721 sqft Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	5N361 OAK RD
City	SAINT CHARLES
State	IL
Zip	60175-4924
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 61 OF UNIT 2 MIDDLECREEK
Legal Subdivision	MIDDLECREEK
Legal Block	4
Legal Lot Number	61
Legal Unit	2
Jurisdiction	KANE IL
Minor Civil Division	ST. CHARLES
Census Blockgroup	4
Census Block	4004
Census Tract	852103

Owner

Source: Kane County records · APN 09-16-377-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5N361 OAK RD, SAINT CHARLES, IL 60175-4924
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2001 · Amount on Record
Deed Sale	Jul 30, 2001 · Amount on Record
Deed Doc Number	200176942
Last Transfer Date	Nov 07, 2001
Transfer Doc	0000119048
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5N361 OAK RD, ST CHARLES, IL 60175-4924
Transaction Type	Mortgage
Record Updated	Apr 05, 2021
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021686
Date	Mar 19, 2021
Instrument	2021K021686

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2031

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,746.00 (+24.88%) Homeowner's exemption
2024		$158,054 (+14.95%) Land $46,550 Building $111,504	$474,352 (+15%) Land $139,706 Building $334,646
2022	$9,406.00 (+7.39%) Homeowner's exemption	$137,496 (+4.91%) Land $45,192 Building $92,304	$412,488 (+4.91%) Land $135,576 Building $276,912
2021	$8,759.00 Homeowner's exemption	$131,061 Land $43,077 Building $87,984	$393,183 Land $129,231 Building $263,952

Flood & Wildfire

5N361 Oak Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.