1. Home
  2. Illinois
  3. Kane County
  4. Saint Charles
  5. Oak Rd

5N390 Oak Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 5N390 Oak Rd, Saint Charles, IL 60175 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1984
Square Footage2,276 sqft Living Area
Lot Size51,401 sqft (1.18 acres)
GarageAttached, 480 sqft
Last Sale$572,000 (2024)
Tax Bill$11,132.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-16-376-021

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,276 sqft Living Area
Basement Area1,138 sqft Basement
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area51,401 sqft (1.18 acres)
Depth X Width292 ft x 371 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area480 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area140 sqft Shed
Deck AreaDeck Area
PorchEnclosed Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address5N390 OAK RD
CitySAINT CHARLES
StateIL
Zip60175-4925
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMIDDLECREEK UNIT NO. 3 - LOT 82
Legal SubdivisionMIDDLECREEK
Legal Block4
Legal Lot Number82
Legal Unit3
JurisdictionKANE IL
Minor Civil DivisionST. CHARLES
Census Blockgroup4
Census Block4005
Census Tract852103

Owner

Source: Kane County records · APN 09-16-376-021

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5409 W ROSCOE ST, CHICAGO, IL 60641-4142
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2024Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
May 13, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 18, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 18, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2024 · Amount on Record
Deed SaleApr 30, 2024 · Amount on Record
Prior SaleJun 24, 2014 · Amount on Record
Deed Doc Number202414070
Record RefreshedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 30, 2024
Property Address5N390 OAK RD, ST CHARLES, IL 60175-4925
Document Number0000014070
Instrument DateApr 01, 2024
Instrument2024K014070
Transaction TypeTransfer
Record UpdatedMay 07, 2024
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$572.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5N390 OAK RD, SAINT CHARLES, IL 60175-4925

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address5N390 OAK RD, SAINT CHARLES, IL 60175-4925

Mortgage

Document Number0000014071
DateApr 30, 2024
Instrument2024K014071
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 13, 2022
Property Address5N390 OAK RD, ST CHARLES, IL 60175-4925
Document Number0000025844
Instrument DateApr 05, 2022
Instrument2022K025844
Transaction TypeTransfer
Record UpdatedMay 19, 2022
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address5N390 OAK RD, SAINT CHARLES, IL 60175-4925

Mortgage

Document Number0000025845
DateMay 13, 2022
Instrument2022K025845
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052
Interest
Rate TypeFixed Rate
Rate3.62%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address5N390 OAK RD, ST CHARLES, IL 60175-4925
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013187
DateFeb 18, 2021
Instrument2021K013187
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term323 Months
DueJan 01, 2048

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address5N390 OAK RD, ST CHARLES, IL 60175-4925
Document Number0000000131
Instrument DateDec 18, 2017
Transaction TypeMortgage
Record UpdatedJan 12, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5N390 OAK RD ST CHARLES IL 601754925, ST CHARLES, IL 60175-4925

Mortgage

Document Number0000000131
DateJan 02, 2018
Instrument131
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2048
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,132.00 (+20.74%)
2024$144,462 (+14.17%) Land $46,550 Building $97,912$433,559 (+14.21%) Land $139,706 Building $293,854
2022$9,220.00 (+6.1%) Homeowner's exemption$126,537 (+4.91%) Land $45,192 Building $81,345$379,611 (+4.91%) Land $135,576 Building $244,035
2021$8,690.00 Homeowner's exemption$120,615 Land $43,077 Building $77,538$361,845 Land $129,231 Building $232,614

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 30% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Oak Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures