St. Louis County property record for 5886 Elde Rd, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 616 sqft · built 1978 |
| Lot Size | 4.03 acres (175,547 sqft) |
| Owner | Individual Name on File |
| Last Sale | $16,000 (Jul 2013) |
| Tax Bill | $1,750 (2026) |
| Deeds & Mortgages | Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 661-0010-01080 |
| Primary APN | 661-0010-01080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 616 sqft Gross Area |
| 1st Floor Area | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Rustic |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 175,547 sqft (4.03 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 48 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Heating Fuel | Oil |
|---|
| Account Number | 1060063 |
|---|---|
| Street Address | 5886 ELDE RD |
| City | COTTON |
| State | MN |
| Zip | 55724 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT 4 DESCRIBED AS FOLLOWS EX PART BEGAT NW CORNER OF LOT THENCE ELY 107 2/10FT THENCE RIGHT 69 DEG 02 MIN SE 2687/10 FT |
| Legal Range | 15W |
| Legal Township | 54N |
| Legal Section | 07 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WHITEFACE RESERVOIR |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 11402 |
5886 Elde Rd, a residential property, is owned by an individual who acquired it in October 2018.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1322 SE 27TH TER, CAPE CORAL, FL 33904-5746 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2013 · Amount on File |
| Deed Sale | Jul 20, 2013 · Amount on File |
| Deed Document Number | 2013170879 |
| Last Transfer Date | Oct 5, 2018 |
| Transfer Doc | 00A1342923 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 18, 2018 |
| Property Address | 5886 ELDE RD, COTTON, MN 55724 |
| Document Number | 00A1342923 |
| Instrument Date | Oct 5, 2018 |
| Instrument | A1342923 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1322 SE 27TH TER CAPE CORAL FL 339045746, CAPE CORAL, FL 33904-5746 |
The 2026 property tax bill for 5886 Elde Rd was $1,750, down 2.7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,750.00 (-2.67%) | ||
| 2025 | $1,798.00 (+15.85%) | $190,000 (+9.45%) Land $93,500 Building $96,500 | $190,000 (+9.45%) Land $93,500 Building $96,500 |
| 2024 | $1,552.00 | $173,600 Land $85,600 Building $88,000 | $173,600 Land $85,600 Building $88,000 |
| 2022 | $166,100 Land $113,300 Building $52,800 | $166,100 Land $113,300 Building $52,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5886 Elde Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5886 Elde Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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