5886 Elde Rd, Cotton, MN 55724 Property Records

St. Louis County property record for 5886 Elde Rd, Cotton, MN 55724

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 616 sqft · built 1978
Lot Size4.03 acres (175,547 sqft)
OwnerIndividual Name on File
Last Sale$16,000 (Jul 2013)
Tax Bill$1,750 (2026)
Deeds & MortgagesOct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN661-0010-01080

Property Details

APN / Parcel Number

Primary APN661-0010-01080
Alternative APN
  • 1060063

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area616 sqft Gross Area
1st Floor Area616 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRustic
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Lot Area175,547 sqft (4.03 acres)

Exterior Amenities

PorchPorch
Porch Area120 sqft
Deck Area48 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelOil

Location & Zoning

Account Number1060063
Street Address5886 ELDE RD
CityCOTTON
StateMN
Zip55724
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionLOT 4 DESCRIBED AS FOLLOWS EX PART BEGAT NW CORNER OF LOT THENCE ELY 107 2/10FT THENCE RIGHT 69 DEG 02 MIN SE 2687/10 FT
Legal Range15W
Legal Township54N
Legal Section07
Legal Lot Number4
JurisdictionST LOUIS MN
Township / Civil DivisionWHITEFACE RESERVOIR
Census Block Group1
Census Block1045
Census Tract11402

Owner

5886 Elde Rd, a residential property, is owned by an individual who acquired it in October 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address1322 SE 27TH TER, CAPE CORAL, FL 33904-5746
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2013 · Amount on File
Deed SaleJul 20, 2013 · Amount on File
Deed Document Number2013170879
Last Transfer DateOct 5, 2018
Transfer Doc00A1342923
Record UpdatedSep 20, 2026

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateOct 18, 2018
Property Address5886 ELDE RD, COTTON, MN 55724
Document Number00A1342923
Instrument DateOct 5, 2018
InstrumentA1342923
Transaction TypeTransfer
Record UpdatedOct 31, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1322 SE 27TH TER CAPE CORAL FL 339045746, CAPE CORAL, FL 33904-5746

Tax Assessment & Valuation

The 2026 property tax bill for 5886 Elde Rd was $1,750, down 2.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,750.00 (-2.67%)
2025$1,798.00 (+15.85%)$190,000 (+9.45%) Land $93,500 Building $96,500$190,000 (+9.45%) Land $93,500 Building $96,500
2024$1,552.00$173,600 Land $85,600 Building $88,000$173,600 Land $85,600 Building $88,000
2022$166,100 Land $113,300 Building $52,800$166,100 Land $113,300 Building $52,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5886 Elde Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5886 Elde Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Elde Rd

Nearby Streets

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