5880 Elde Rd, Cotton, MN 55724 Property Records

St. Louis County property record for 5880 Elde Rd, Cotton, MN 55724

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 1 ba · 1,771 sqft · built 1965
Lot Size	3.67 acres (160,112 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (Mar 2017)
Tax Bill	$3,594 (2026)
Deeds & Mortgages	Mar 2017 Transfer Mar 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`661-0022-00010`

Property Details

APN / Parcel Number

Primary APN	`661-0022-00010`
Alternative APNs	`1027151` `1141166`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,771 sqft Gross Area
1st Floor Area	540 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Rustic
Exterior Material	Metal
Construction Type	Frame
Lot Area	160,112 sqft (3.67 acres)
Garage Area	1,247 sqft

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1141166
Street Address	5880 ELDE RD
City	COTTON
State	MN
Zip	55724-7003
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT 1 BLOCK 1 SERIAL #
Legal Subdivision	BEFORE LONG
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITEFACE RESERVOIR
Census Block Group	1
Census Block	1045
Census Tract	11402

Owner

5880 Elde Rd, a residential property, is owned and occupied by an individual who bought it in March 2017.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5880 ELDE RD, COTTON, MN 55724-7003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 15, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2017 · Amount on File
Deed Sale	Mar 15, 2017 · Amount on File
Deed Document Number	20171305809
Record Updated	Sep 20, 2026

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 20, 2017
Property Address	5880 ELDE RD, COTTON, MN 55724-7003
Document Number	00A1306007
Instrument Date	Jan 27, 2017
Instrument	A1306007
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2985 SHANNON RD DULUTH MN 558102135, DULUTH, MN 55810-2135

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 15, 2017
Property Address	5880 ELDE RD, COTTON, MN 55724-7003
Document Number	00A1305809
Instrument Date	Jan 27, 2017
Instrument	A1305809
Transaction Type	Foreclosure
Record Updated	Apr 4, 2017

Transaction

Amount	Amount on Record
Tax	$217.80
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2985 SHANNON RD DULUTH MN 558102135, DULUTH, MN 55810-2135

Tax Assessment & Valuation

The 2026 property tax bill for 5880 Elde Rd was $3,594 with a homeowner's exemption, up 5.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,594.00 (+5.64%) Homeowner's exemption
2025	$3,402.00 (+57.21%) Homeowner's exemption	$570,200 (+43.45%) Land $62,000 Building $508,200	$570,200 (+43.45%) Land $62,000 Building $508,200
2024	$2,164.00	$397,500 Land $57,200 Building $340,300	$397,500 Land $57,200 Building $340,300
2022		$154,600 Land $65,800 Building $88,800	$154,600 Land $65,800 Building $88,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5880 Elde Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5880 Elde Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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