St. Louis County property record for 5882 Elde Rd, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 810 sqft · built 1992 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,566 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 661-0010-01082 |
| Primary APN | 661-0010-01082 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 810 sqft Gross Area |
| 1st Floor Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 71,003 sqft (1.63 acres) |
| Deck Area | 64 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 23282 |
|---|---|
| Street Address | 5882 ELDE RD |
| City | COTTON |
| State | MN |
| Zip | 55724 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | PART OF LOT 4 BEG ON N LINE 576.5 FT ELYOF NW COR THENCE ELY 453 FT TO LAKESHORETHENCE SWLY ALONG LAKESHORE 313 FTTHENCE NWLY |
| Legal Range | 15W |
| Legal Township | 54N |
| Legal Section | 07 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WHITEFACE RESERVOIR |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 11402 |
5882 Elde Rd, a residential property, is owned by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 JASPER ST, CLOQUET, MN 55720-1212 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 5882 Elde Rd was $2,566, up 5.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,566.00 (+5.16%) | ||
| 2025 | $2,440.00 (+17.65%) | $295,400 (+24.75%) Land $41,200 Building $254,200 | $295,400 (+24.75%) Land $41,200 Building $254,200 |
| 2024 | $2,074.00 | $236,800 Land $63,600 Building $173,200 | $236,800 Land $63,600 Building $173,200 |
| 2022 | $186,500 Land $82,600 Building $103,900 | $186,500 Land $82,600 Building $103,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5882 Elde Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5882 Elde Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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