St. Louis County property record for 5876 Elde Rd, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 480 sqft · built 2007 |
| Lot Size | 2.06 acres (89,938 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,000 (Nov 2024) |
| Tax Bill | $1,342 (2026) |
| Deeds & Mortgages | Mar 2017 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 661-0022-00030 |
| Primary APN | 661-0022-00030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 480 sqft Gross Area |
| 1st Floor Area | 480 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 89,938 sqft (2.06 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 136 sqft |
| Deck Area | 60 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Heating Fuel | Propane |
|---|
| Account Number | 1175402 |
|---|---|
| Street Address | 5876 ELDE RD |
| City | COTTON |
| State | MN |
| Zip | 55724 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 3 BLOCK 1 SERIAL # |
| Legal Subdivision | BEFORE LONG |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WHITEFACE RESERVOIR |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 11402 |
5876 Elde Rd, a residential property, is owned by an individual who bought it in November 2024.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2110 W 3RD ST, 1, DULUTH, MN 55806-2006 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2024 · Amount on File |
| Deed Sale | Nov 27, 2024 · Amount on File |
| Deed Document Number | 20241500067 |
| Record Updated | Sep 20, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 24, 2017 |
| Property Address | 5876 ELDE RD, COTTON, MN 55724 |
| Document Number | 00A1306306 |
| Instrument Date | Jan 27, 2017 |
| Instrument | A1306306 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 5, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $201.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1303 3RD AVE PROCTOR MN 558101256, PROCTOR, MN 55810-1256 |
The 2026 property tax bill for 5876 Elde Rd was $1,342, up 5.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,342.00 (+5.17%) | ||
| 2025 | $1,276.00 (+16.64%) | $141,500 (+15.98%) Land $42,300 Building $99,200 | $141,500 (+15.98%) Land $42,300 Building $99,200 |
| 2024 | $1,094.00 | $122,000 Land $50,700 Building $71,300 | $122,000 Land $50,700 Building $71,300 |
| 2022 | $110,600 Land $67,800 Building $42,800 | $110,600 Land $67,800 Building $42,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5876 Elde Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5876 Elde Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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