5878 Elde Rd, Cotton, MN 55724 Property Records

St. Louis County property record for 5878 Elde Rd, Cotton, MN 55724

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 512 sqft · built 1968
Lot Size	2.65 acres (115,809 sqft)
Owner	Individual Name on File
Tax Bill	$1,056 (2026)
Deeds & Mortgages	Mar 2017 Transfer Mar 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`661-0022-00020`

Property Details

APN / Parcel Number

Primary APN	`661-0022-00020`
Alternative APN	`1028011`

Interior

Bedrooms	2 Beds
Total Rooms	3 Rooms
Stories	1 Story
Building Area	512 sqft Gross Area
1st Floor Area	512 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	115,809 sqft (2.65 acres)

Exterior Amenities

Porch	Porch
Porch Area	42 sqft
Deck Area	78 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1028011
Street Address	5878 ELDE RD
City	COTTON
State	MN
Zip	55724
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 2 BLOCK 1 SERIAL #
Legal Subdivision	PLAT OF BEFORE LONG
Legal Block	1
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITEFACE RESERVOIR
Census Block Group	1
Census Block	1045
Census Tract	11402

Owner

5878 Elde Rd, a residential property, is owned by an individual who acquired it in February 2017.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4110 IRONWOOD CIR, 402, BRADENTON, FL 34209-8617
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 23, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 15, 2017
Transfer Doc	00A1306660
Record Updated	Sep 20, 2026

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 31, 2017
Property Address	5878 ELDE RD, COTTON, MN 55724
Document Number	00A1306660
Instrument Date	Feb 15, 2017
Instrument	A1306660
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4110 IRONWOOD CIR #402 BRADENTON FL 342098617, 402, BRADENTON, FL 34209-8617

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 23, 2017
Property Address	5878 ELDE RD, COTTON, MN 55724
Document Number	00A1306197
Instrument Date	Feb 15, 2017
Instrument	A1306197
Transaction Type	Foreclosure
Record Updated	Apr 5, 2017

Transaction

Amount	Amount on Record
Tax	$215.00
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5205 DICKERMAN RD SAGINAW MN 557799449, SAGINAW, MN 55779-9449

Tax Assessment & Valuation

The 2026 property tax bill for 5878 Elde Rd was $1,056, up 5.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,056.00 (+5.39%)
2025	$1,002.00 (+14.91%)	$105,300 (+10.84%) Land $67,200 Building $38,100	$105,300 (+10.84%) Land $67,200 Building $38,100
2024	$872.00	$95,000 Land $61,200 Building $33,800	$95,000 Land $61,200 Building $33,800
2022		$102,400 Land $82,100 Building $20,300	$102,400 Land $82,100 Building $20,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5878 Elde Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5878 Elde Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Elde Rd

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