St. Louis County property record for 5922 Elde Rd, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 1,312 sqft · built 2017 |
| Lot Size | 2.78 acres (121,097 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,950 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 305-0010-01986 |
| Primary APN | 305-0010-01986 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,312 sqft Gross Area |
| 1st Floor Area | 1,024 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 121,097 sqft (2.78 acres) |
| Garage Area | 1,496 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 450 sqft |
| Cabin | 144 sqft |
| Storage Building | 56 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1090021 |
|---|---|
| Street Address | 5922 ELDE RD |
| City | COTTON |
| State | MN |
| Zip | 55724-8108 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | THAT PART OF GOVT LOT 1 COMM AT NE COR OF LOT4 OF SUBDIVISION OF STEWART ADDITION THENCEN54DEG10'21"E ALONG NELY EXTENSION OF |
| Legal Range | 16W |
| Legal Township | 54N |
| Legal Section | 12 |
| Legal Subdivision | COTTON TOWN OF |
| Legal Lot Number | 1,4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | COTTON |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 11402 |
5922 Elde Rd, a residential property, is owned by an individual who acquired it in July 2009.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5069 SILVER LEAF ST, DULUTH, MN 55811-4097 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 17, 2009 |
| Transfer Doc | 0000055151 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 5922 Elde Rd was $2,950, up 3.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Cotton Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,950.00 (+3.87%) | ||
| 2025 | $2,840.00 (-2.47%) | $284,600 (-) Land $52,500 Building $232,100 | $284,600 (-) Land $52,500 Building $232,100 |
| 2024 | $2,912.00 | $284,600 Land $52,500 Building $232,100 | $284,600 Land $52,500 Building $232,100 |
| 2022 | $246,900 Land $77,500 Building $169,400 | $246,900 Land $77,500 Building $169,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5922 Elde Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5922 Elde Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures