584 Prospector Ave, Durango, CO 81301 Property Records

La Plata County property record for 584 Prospector Ave, Durango, CO 81301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,657 sqft · built 2015
Lot Size0.123 acres (5,359 sqft)
Owner2 Individual Names on Record
Last Sale$375,500 (Mar 2016)
Tax Bill$4,726 (2025)
Deeds & MortgagesAug 2020 Mortgage
Apr 2026 Transfer
Flood ZoneZone X (minimal risk)
APN5669-021-03-316

Property Details

APN / Parcel Number

Primary APN5669-021-03-316
Alternative APN
  • R435429

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,657 sqft Living Area
Gross Area2,130 sqft
1st Floor Area1,657 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Lot Area5,359 sqft (0.123 acres)
Garage TypeAttached
Garage Area473 sqft
PorchUnfinished Open Porch
Porch Area385 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR435429
Street Address584 PROSPECTOR AVE
CityDURANGO
StateCO
Zip81301-7956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: THREE SPGS VIL 1 FIL 3 PH C LOT: 48 PER PLAT 1095562 584 PROSPECTOR AVE DURANGO 81301
Legal SubdivisionTHREE SPGS VIL 1 FIL 3 PH C
Legal PhaseC
Legal Block1
Legal Lot Number48
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group1
Census Block1047
Census Tract970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address584 PROSPECTOR AVE, DURANGO, CO 81301-7956
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
TBK BANK SSB
Apr 27, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2016 · Amount on Record
Deed SaleMar 14, 2016 · Amount on Record
Prior SaleAug 12, 2015 · Amount on Record
Deed Document Number20161109181
Last Transfer DateMay 9, 2017
Transfer Doc0001253577
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address584 PROSPECTOR AVE, DURANGO, CO 81301-7956
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyLAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001175802
DateAug 14, 2020
Instrument1175802
Lender
NameTBK BANK SSB
TypeBank
AddressDALLAS, TX 75251
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

April 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLA PLATA CO
Recording DateApr 27, 2026
Property Address584 PROSPECTOR AVE, DURANGO, CO 81301-7956
Document Number0001253577
Instrument DateMay 9, 2017
Instrument20261253577
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address584 PROSPECTOR AVE, DURANGO, CO 81301-7956

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
MunicipalityDurango City
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,950 (-2.08%) Land $6,490 Building $34,460$669,030 (-) Land $106,000 Building $563,030
2025$4,726.00 (+34.15%)$41,820 (+27%) Land $6,630 Building $35,190$669,030 (+36.13%) Land $106,000 Building $563,030
2024$3,523.00 (+7.28%)
2023$3,284.00 (+18.21%)$32,930 (+11.78%) Land $5,030 Building $27,900$491,470 (+15.93%) Land $75,100 Building $416,370
2022$2,778.00$29,460 Land $5,040 Building $24,420$423,930 Land $72,500 Building $351,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 48% of Colorado
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
CenturyLink
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Visionary Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, FastTrack Communications.

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