585 Prospector Ave, Durango, CO 81301 Property Records

La Plata County property record for 585 Prospector Ave, Durango, CO 81301 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,730 sqft · built 2016
Lot Size	0.168 acres (7,320 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jul 2017)
Tax Bill	$6,163 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5669-021-03-307`

Property Details

APN / Parcel Number

Primary APN	`5669-021-03-307`
Alternative APN	`R435420`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,730 sqft Living Area
Gross Area	3,200 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Lot Area	7,320 sqft (0.168 acres)
Garage Type	Attached
Garage Area	470 sqft
Porch	Unfinished Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R435420
Street Address	585 PROSPECTOR AVE
City	DURANGO
State	CO
Zip	81301-7955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THREE SPGS VIL 1 FIL 3 PH C LOT: 39 PER PLAT 1095562 585 PROSPECTOR AVE DURANGO 81301
Legal Subdivision	THREE SPGS VIL 1 FIL 3 PH C
Legal Phase	C
Legal Block	1
Legal Lot Number	39
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1049
Census Tract	970703

Owner

Source: La Plata County records · APN 5669-021-03-307

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	585 PROSPECTOR AVE, DURANGO, CO 81301-7955
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 17, 2018	Grant Deed, Transfer LAND TITLE GUARANTEE
Jul 10, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Deed Document Number	20171130564
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	585 PROSPECTOR AVE, DURANGO, CO 81301-7955
Transaction Type	Mortgage
Record Updated	May 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 PROSPECTOR AVE, DURANGO, CO 81301-7955

Mortgage

Document Number	0001221098
Date	Apr 18, 2023
Instrument	1221098

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	585 PROSPECTOR AVE, DURANGO, CO 81301-7955
Document Number	0001169245
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	585 PROSPECTOR AVE DURANGO CO 813017955, DURANGO, CO 81301-7955

Mortgage

Document Number	0001169245
Date	Mar 19, 2020
Instrument	1169245

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 17, 2018
Property Address	585 PROSPECTOR AVE, DURANGO, CO 81301-7955
Document Number	0001146936
Instrument Date	Aug 17, 2018
Instrument	1146936
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$9.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4148 N ARCADIA DR PHOENIX AZ 850184302, PHOENIX, AZ 85018-4302

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 10, 2017
Property Address	585 PROSPECTOR AVE, DURANGO, CO 81301-7955
Document Number	0001130564
Instrument Date	Jul 07, 2017
Instrument	1130564
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$53.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 PROSPECTOR AVE, DURANGO, CO 81301-7955

Mortgage

Document Number	0001130565
Date	Jul 10, 2017
Instrument	1130565

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,570 (+0.07%) Land $9,120 Building $45,450	$872,430 (-) Land $145,750 Building $726,680
2025	$6,163.00 (+40.29%)	$54,530 (+23.82%) Land $9,110 Building $45,420	$872,430 (+32.72%) Land $145,750 Building $726,680
2023	$4,393.00 (+21.15%)	$44,040 (+14.54%) Land $7,100 Building $36,940	$657,350 (+18.82%) Land $105,950 Building $551,400
2022	$3,626.00	$38,450 Land $6,930 Building $31,520	$553,250 Land $99,690 Building $453,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 48% of Colorado
Wildfire Likelihood	About 1 in 521 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 355 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Lumen Technologies	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Visionary Communications	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: AT&T, Spectrum, FastTrack Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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