525 Prospector Ave, Durango, CO 81301 Property Records

La Plata County property record for 525 Prospector Ave, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,129 sqft · built 2015
Lot Size	0.168 acres (7,320 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Nov 2018)
Tax Bill	$5,687 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5669-021-03-304`

Property Details

APN / Parcel Number

Primary APN	`5669-021-03-304`
Alternative APN	`R435417`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,129 sqft Living Area
Gross Area	2,713 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Lot Area	7,320 sqft (0.168 acres)
Garage Type	Attached
Garage Area	584 sqft
Porch	Unfinished Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R435417
Street Address	525 PROSPECTOR AVE
City	DURANGO
State	CO
Zip	81301-7955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THREE SPGS VIL 1 FIL 3 PH C LOT: 36 PER PLAT 1095562 525 PROSPECTOR AVE DURANGO 81301
Legal Subdivision	THREE SPGS VIL 1 FIL 3 PH C
Legal Phase	C
Legal Block	1
Legal Lot Number	36
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1049
Census Tract	970703

Owner

Source: La Plata County records · APN 5669-021-03-304

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	525 PROSPECTOR AVE, DURANGO, CO 81301-7955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Nov 05, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2018 · Amount on Record
Deed Sale	Nov 05, 2018 · Amount on Record
Prior Sale	Aug 22, 2016 · Amount on Record
Deed Document Number	20181150227
Prior Transfer Date	Aug 19, 2016
Prior Transfer Doc	0001116421
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	525 PROSPECTOR AVE, DURANGO, CO 81301-7955
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001183487
Date	Dec 16, 2020
Instrument	1183487

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Nov 05, 2018
Property Address	525 PROSPECTOR AVE, DURANGO, CO 81301-7955
Document Number	0001150227
Map Reference	DOC1095562
Instrument Date	Nov 05, 2018
Instrument	1150227
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$50.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	525 PROSPECTOR AVE, DURANGO, CO 81301-7955

Mortgage

Document Number	0001150228
Date	Nov 05, 2018
Instrument	1150228

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,980 (-0.68%) Land $9,050 Building $40,930	$805,060 (-) Land $145,750 Building $659,310
2025	$5,687.00 (+41.4%)	$50,320 (+24.77%) Land $9,110 Building $41,210	$805,060 (+33.74%) Land $145,750 Building $659,310
2023	$4,022.00 (+20.02%)	$40,330 (+13.51%) Land $7,050 Building $33,280	$601,960 (+17.75%) Land $105,200 Building $496,760
2022	$3,351.00	$35,530 Land $6,930 Building $28,600	$511,210 Land $99,690 Building $411,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Lumen Technologies Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Communications Fixed Wireless	100 / 20

May also be available: AT&T, FastTrack Communications.

Based on FCC filings for 355 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospector Ave

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