La Plata County property record for 475 Prospector Ave, Durango, CO 81301 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,369 sqft · built 2015 |
| Lot Size | 0.168 acres (7,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $468,000 (Dec 2016) |
| Tax Bill | $5,427 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5669-021-03-192 |
| Primary APN | 5669-021-03-192 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,369 sqft Living Area |
| Gross Area | 2,929 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Lot Area | 7,320 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 127 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R434043 |
|---|---|
| Street Address | 475 PROSPECTOR AVE |
| City | DURANGO |
| State | CO |
| Zip | 81301-7940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: THREE SPRINGS VILL 1 FILING 3 PH B LOT: 34 PER PLT 1043410 475 PROSPECTOR AVE DURANGO 81301 |
| Legal Subdivision | THREE SPRINGS VILL 1 FILING |
| Legal Phase | B |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 970703 |
Source: La Plata County records · APN 5669-021-03-192
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 475 PROSPECTOR AVE, DURANGO, CO 81301-7940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Dec 26, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2016 · Amount on Record |
| Deed Sale | Dec 28, 2016 · Amount on Record |
| Prior Sale | Jun 22, 2015 · Amount on Record |
| Deed Document Number | 20161122681 |
| Last Transfer Date | Dec 20, 2018 |
| Transfer Doc | 0001152021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 475 PROSPECTOR AVE, DURANGO, CO 81301-7940 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0001140252 |
|---|---|
| Date | Mar 02, 2018 |
| Instrument | 1140252 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 475 PROSPECTOR AVE, DURANGO, CO 81301-7940 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0001158318 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | 1158318 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Dec 26, 2018 |
| Property Address | 475 PROSPECTOR AVE, DURANGO, CO 81301-7940 |
| Document Number | 0001152021 |
| Map Reference | DOC 1043410 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 1152021 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 475 PROSPECTOR AVE, DURANGO, CO 81301-7940 |
| Document Number | 0001152022 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 1152022 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,480 (-1.12%) Land $10,970 Building $36,510 | $768,220 (-) Land $177,550 Building $590,670 | |
| 2025 | $5,427.00 (+42.33%) | $48,020 (+25.61%) Land $11,100 Building $36,920 | $768,220 (+34.64%) Land $177,550 Building $590,670 |
| 2023 | $3,813.00 (+18.71%) | $38,230 (+12.24%) Land $8,550 Building $29,680 | $570,560 (+16.41%) Land $127,560 Building $443,000 |
| 2022 | $3,212.00 | $34,060 Land $8,440 Building $25,620 | $490,120 Land $121,440 Building $368,680 |
Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 14 in force |
| Wildfire Risk | Moderate above 53% of the US · above 36% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 355 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Lumen Technologies | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Visionary Communications | Fixed Wireless (licensed-by-rule) | 100 / 20 |
May also be available at this address: AT&T, Spectrum, FastTrack Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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