605 Prospector Ave, Durango, CO 81301 Property Records

La Plata County property record for 605 Prospector Ave, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 2017
Lot Size	0.168 acres (7,320 sqft)
Owner	2 Individual Names on File
Last Sale	$462,000 (Jan 2021)
Tax Bill	$4,831 (2025)
Deeds & Mortgages	Aug 2019 Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5669-021-03-308`

Property Details

APN / Parcel Number

Primary APN	`5669-021-03-308`
Alternative APN	`R435421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,634 sqft Living Area
Gross Area	2,145 sqft
1st Floor Area	1,634 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Lot Area	7,320 sqft (0.168 acres)
Garage Type	Attached
Garage Area	511 sqft
Porch	Porch
Porch Area	405 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R435421
Street Address	605 PROSPECTOR AVE
City	DURANGO
State	CO
Zip	81301-7959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THREE SPGS VIL 1 FIL 3 PH C LOT: 40 PER PLAT 1095562 605 PROSPECTOR AVE DURANGO 81301
Legal Subdivision	THREE SPGS VIL 1 FIL 3 PH C
Legal Phase	C
Legal Block	1
Legal Lot Number	40
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1049
Census Tract	970703

Owner

Source: La Plata County records · APN 5669-021-03-308

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	212 COUNTY ROAD 230, DURANGO, CO 81301-8268
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Deed of Trust, Mortgage · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
May 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jan 22, 2021	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 06, 2018	Grant Deed, Subdivision Related Transfer LAND TITLE GUARANTEE
May 04, 2018	Special Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	May 04, 2018 · Amount on Record
Deed Document Number	20211185556
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	605 PROSPECTOR AVE, DURANGO, CO 81301-7959
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	T TITLE DURANGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001160667
Date	Aug 23, 2019
Instrument	1160667

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	605 PROSPECTOR AVE, DURANGO, CO 81301-7959
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	T TITLE DURANGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001170986
Date	May 07, 2020
Instrument	1170986

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 22, 2021
Property Address	605 PROSPECTOR AVE, DURANGO, CO 81301-7959
Document Number	0001185556
Map Reference	DOC 1095562
Instrument Date	Jan 21, 2021
Instrument	1185556
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$46.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	212 COUNTY ROAD 230, DURANGO, CO 81301-8268

Mortgage

Document Number	0001185557
Date	Jan 22, 2021
Instrument	1185557

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 06, 2018
Property Address	605 PROSPECTOR AVE, DURANGO, CO 81301-7959
Document Number	0001147651
Instrument Date	Sep 05, 2018
Instrument	1147651
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 19, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$10.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 HIGHWAY 172 CO, CO

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 04, 2018
Property Address	605 PROSPECTOR AVE, DURANGO, CO 81301-7959
Document Number	0001142562
Map Reference	DOC1095562
Instrument Date	May 03, 2018
Instrument	1142562
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	T TITLE DURANGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$42.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 PROSPECTOR AVE, DURANGO, CO 81301-7959

Mortgage

Document Number	0001142563
Date	May 04, 2018
Instrument	1142563

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,850 (-2.08%) Land $8,920 Building $32,930	$683,870 (-) Land $145,750 Building $538,120
2025	$4,831.00 (+43.95%)	$42,740 (+27.01%) Land $9,110 Building $33,630	$683,870 (+36.15%) Land $145,750 Building $538,120
2023	$3,356.00 (+17.55%)	$33,650 (+11.17%) Land $6,930 Building $26,720	$502,290 (+15.32%) Land $103,480 Building $398,810
2022	$2,855.00	$30,270 Land $6,930 Building $23,340	$435,550 Land $99,690 Building $335,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 48% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Lumen Technologies Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Communications Fixed Wireless	100 / 20

May also be available: AT&T, FastTrack Communications.

Based on FCC filings for 355 locations within half a mile of this property.

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