La Plata County property record for 604 Prospector Ave, Durango, CO 81301 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,472 sqft Living Area |
| Lot Size | 5,501 sqft (0.126 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $425,220 (2019) |
| Tax Bill | $4,625.00 (2025) |
Source: La Plata County records · APN 5669-021-03-317
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 PROSPECTOR AVE, DURANGO, CO 81301-7959 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ZB NA |
| Jul 02, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2019 · Amount on Record |
| Deed Sale | Jul 02, 2019 · Amount on Record |
| Deed Doc Number | 20191158307 |
| Last Transfer Date | Apr 23, 2025 |
| Transfer Doc | 0001242030 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 604 PROSPECTOR AVE, DURANGO, CO 81301-7959 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Title Company | FNTC |
| Name | Verified Name |
|---|---|
| Address | 604 PROSPECTOR AVE, DURANGO, CO 81301-7959 |
| Document Number | 0001206307 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 1206307 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jul 02, 2019 |
| Property Address | 604 PROSPECTOR AVE, DURANGO, CO 81301-7959 |
| Document Number | 0001158307 |
| Map Reference | DOC 1095562 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 1158307 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | T TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.53 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 604 PROSPECTOR AVE, DURANGO, CO 81301-7959 |
| Document Number | 0001158308 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | 1158308 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,070 (-2.1%) Land $6,490 Building $33,580 | $654,720 (-) Land $106,000 Building $548,720 | |
| 2025 | $4,625.00 (+44.31%) | $40,930 (+27.35%) Land $6,630 Building $34,300 | $654,720 (+36.49%) Land $106,000 Building $548,720 |
| 2023 | $3,205.00 (+17.83%) | $32,140 (+11.44%) Land $5,020 Building $27,120 | $479,680 (+15.59%) Land $74,910 Building $404,770 |
| 2022 | $2,720.00 | $28,840 Land $5,040 Building $23,800 | $414,970 Land $72,500 Building $342,470 |
Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 61% of the US · above 48% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 521 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 5669-021-03-317 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 1,977 sqft Gross Area |
| 1st Floor | 1,472 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional Style |
| Lot Area | 5,501 sqft (0.126 acres) |
| Garage Type | Attached Garage |
| Garage Area | 505 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 534 sqft Porch |
| Heating System | Hot Water Heating |
|---|
| Account Number | R435430 |
|---|---|
| Street Address | 604 PROSPECTOR AVE |
| City | DURANGO |
| State | CO |
| Zip | 81301-7959 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: THREE SPGS VIL 1 FIL 3 PH C LOT: 49 PER PLAT 1095562 604 PROSPECTOR AVE DURANGO 81301 |
| Legal Subdivision | THREE SPGS VIL 1 FIL 3 PH C |
| Legal Phase | C |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Jurisdiction | LA PLATA CO |
| Minor Civil Division | DURANGO |
| Census Blockgroup | 1 |
| Census Block | 1047 |
| Census Tract | 970703 |
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