56268 Carpenter Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 56268 Carpenter Rd, Three Rivers, MI 49093 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,384 sqft
Lot Size	7.12 acres (310,147 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Aug 2017)
Tax Bill	$679 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`009-004-012-00`

Property Details

APN / Parcel Number

Primary APN	`009-004-012-00`

Interior

Full Baths	1 Bath
Building Area	1,384 sqft Building Perimeter
1st Floor Area	1,107 sqft
Basement Area	1,107 sqft
Unfinished Basement	1,107 sqft

Exterior

Lot Area	310,147 sqft (7.12 acres)
Lot Dimensions	250 ft deep x 300 ft wide
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	56268 CARPENTER RD
City	THREE RIVERS
State	MI
Zip	49093-9020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR SE 1/4 NW 1/4 SEC 4 T6S R11W TH S 709.5 FT TH W TO C/L PORTAGE RIVER TH NLY ALG C/L TO N LN SE 1/4 NW 1/4 SD SEC T
Legal Range	11W
Legal Township	06S
Legal Section	04
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2020
Census Tract	40100

Owner

Source: St. Joseph County records · APN 009-004-012-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56268 CARPENTER RD, THREE RIVERS, MI 49093-9020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 02, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 11, 2017	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Prior Sale	Dec 04, 2009 · Amount on Record
Deed Book / Page	1881 / 206
Prior Transfer Date	Oct 04, 2005
Prior Transfer Doc	1335/0877
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	56268 CARPENTER RD, THREE RIVERS, MI 49093-9020
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56268 CARPENTER RD, THREE RIVERS, MI 49093-9020

Mortgage

Document Number	2021008922
Date	Sep 02, 2021
Instrument	2021008922

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 11, 2017
Property Address	56268 CARPENTER RD, THREE RIVERS, MI 49093-9020
Document Number	1881/0206
Book / Page	1881 / 0206
Instrument Date	Aug 09, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56268 CARPENTER RD, 56268, THREE RIVERS, MI 49093-9020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56268 CARPENTER RD, THREE RIVERS, MI 49093-9020

Mortgage

Document Number	18810208
Date	Aug 11, 2017
Instrument	1881/0208

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,000 (+1.19%)	$222,000 (+1.19%)
2025	$679.00 Homeowner's exemption	$109,700 Land $50,900 Building $58,800	$219,400 Land $101,800 Building $117,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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