Whatcom County property record for 562 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,589 sqft · built 1980 |
| Lot Size | 4.96 acres (216,058 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,750,000 (Dec 2025) |
| Tax Bill | $8,698 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 578022 |
| Primary APN | 578022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,589 sqft Living Area |
| 1st Floor Area | 1,729 sqft 1st Floor |
| 2nd Floor Area | 840 sqft 2nd Floor |
| Attic Area | 158 sqft Attic |
| Attic | Attic |
| Basement Area | 1,525 sqft Basement |
| Finished Basement | 1,525 sqft Finished |
| Game Room | Game Room |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 216,058 sqft (4.96 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached |
| Garage Area | 960 sqft Garage |
| Deck Area | 422 sqft Deck |
| Patio Area | 623 sqft Patio |
| Heating System | Baseboard |
|---|
| Account Number | 578022 |
|---|---|
| Street Address | 562 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 440 FT OF N 1760 FT OF E 30 ACRES OF E 1/2 W 1/2 SW-LESS RDS-EXC E 55 FT OF S 122.7 FT OF N 1760 FT OF E 30 ACRES OF W 1/2 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 29 |
| Legal Subdivision | SKOOKUM ONE CLUSTER SHORT PLAT |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10701 |
Source: Whatcom County records · APN 578022
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 562 E SMITH RD, BELLINGHAM, WA 98226-9738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| May 16, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on Record |
| Deed Sale | Dec 19, 2025 · Amount on Record |
| Prior Sale | Jan 20, 2005 |
| Deed Document Number | 2025-1201840 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 19, 2025 |
| Property Address | 562 E SMITH RD, BELLINGHAM, WA 98226-9738 |
| Document Number | 0001201840 |
| Map Reference | AF 910521003 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 2025-1201840 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,517.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 562 E SMITH RD, BELLINGHAM, WA 98226-9738 |
| Document Number | 0001201842 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025-1201842 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 562 E SMITH RD, BELLINGHAM, WA 98226-9738 |
| Document Number | 2180502879 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Title Company | WFG LENDER SERVICES |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 562 E SMITH RD BELLINGHAM WA 982269738, BELLINGHAM, WA 98226-9738 |
| Document Number | 2180502879 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 502879 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,698.00 (+3.92%) | $992,496 (+3.92%) Land $398,762 Building $593,734 | $992,496 (+3.92%) Land $398,762 Building $593,734 |
| 2024 | $8,370.00 (+27.4%) | $955,098 (+11.9%) Land $384,200 Building $570,898 | $955,098 (+11.9%) Land $384,200 Building $570,898 |
| 2022 | $853,545 Land $322,602 Building $530,943 | $853,545 Land $322,602 Building $530,943 | |
| 2021 | $6,570.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures