568 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 568 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,024 sqft · built 1920
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Last Sale	$407,000 (Aug 2018)
Tax Bill	$5,132 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553871`

Property Details

APN / Parcel Number

Primary APN	`553871`
Alternative APNs	`390329 092016 0000` `104699`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,024 sqft Living Area
1st Floor Area	1,192 sqft
2nd Floor Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Detached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Deck Area	256 sqft
Storage Building	218 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	553871
Street Address	568 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 SKOOKUM ONE CLUSTER SHORT PLAT AS REC BOOK 19 SHORT PLATS PG 37-EXC PTN TO WHATCOM CO FOR RD DESC AF 960311122
Legal Range	03
Legal Township	39
Legal Section	29
Legal Subdivision	SKOOKUM ONE CLUSTER SHORT PLAT
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2031
Census Tract	10701

Owner

Source: Whatcom County records · APN 553871

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	568 E SMITH RD, BELLINGHAM, WA 98226-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2018 · Amount on Record
Deed Sale	Aug 03, 2018 · Amount on Record
Prior Sale	Apr 26, 2007 · Amount on Record
Deed Document Number	2018-0800404
Record Updated	Jun 08, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 03, 2018
Property Address	568 E SMITH RD, BELLINGHAM, WA 98226-9738
Document Number	2180800404
Instrument Date	Jul 27, 2018
Instrument	800404
Transaction Type	Transfer
Record Updated	Oct 04, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,249.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	568 E SMITH RD BELLINGHAM WA 982269738, BELLINGHAM, WA 98226-9738

Mortgage

Document Number	2180800405
Date	Aug 03, 2018
Instrument	800405

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 02, 2048

Mortgage

Document Number	2180800406,
Date	Aug 03, 2018
Instrument	800406

Lender

Name	SATURNA CAPITAL CORP
Address	1300 N STATE ST, BELLINGHAM, WA 98225-4715

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Meridian School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,132.00 (+52.51%)	$585,624 (+41.11%) Land $308,460 Building $277,164	$585,624 (+41.11%) Land $308,460 Building $277,164
2022		$415,003 Land $185,570 Building $229,433	$415,003 Land $185,570 Building $229,433
2021	$3,365.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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