1. Home
  2. Washington
  3. Whatcom County
  4. Bellingham
  5. E Smith Rd

547 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 547 E Smith Rd, Bellingham, WA 98226 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,375 sqft · built 2016
Lot Size3.82 acres (166,399 sqft)
OwnerIndividual Name on File
Last Sale$1,300,000 (Jun 2026)
Tax Bill$8,712 (2025)
Deeds & MortgagesJun 2026 Sale
Mar 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN390332-032282-0000

Property Details

APN / Parcel Number

Primary APN390332-032282-0000
Alternative APNs
  • 390332 034282 0000
  • 190318
  • 105160
  • 529047

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,375 sqft Living Area
Gross Area3,098 sqft
1st Floor Area2,375 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area166,399 sqft (3.82 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchCovered Concrete/Masonry Porch
Patio Area780 sqft
Storage Building1,271 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number190318
Street Address547 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-9738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPACIFIC ORCHARD-GARDEN TRACTS S 1/2 LOTS 5-6-EXC THAT PTN LY E OF BNDRY LI DESC AF 2120203379
Legal Range03
Legal Township39
Legal Section32
Legal SubdivisionPACIFIC ORCHARD-GARDEN TRACTS
Legal TractS
Legal Block2
Legal Lot Number5-6
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2006
Census Tract101

Owner

Source: Whatcom County records · APN 390332-032282-0000

Assessment roll updated December 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address547 E SMITH RD, BELLINGHAM, WA 98226-9738
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2026Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Mar 18, 2022Deed of Trust, Mortgage · Line of Credit
HERITAGE SOUTHEAST BANK
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Apr 06, 2017Deed of Trust, Mortgage
UMPQUA BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2026 · Amount on Record
Deed SaleJun 05, 2026 · Amount on Record
Prior SaleMar 31, 2016 · Amount on Record
Deed Document Number2026503
Prior Transfer DateMay 29, 2009
Prior Transfer Doc0000602342
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateJun 05, 2026
Property Address547 E SMITH RD, BELLINGHAM, WA 98226-9738
Document Number0000000503
Instrument DateJun 02, 2026
Instrument2026503
Transaction TypeTransfer
Record UpdatedJun 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$2,242,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address547 E SMITH RD, BELLINGHAM, WA 98226-9738

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address547 E SMITH RD, BELLINGHAM, WA 98226-9738
Transaction TypeMortgage
Record UpdatedOct 27, 2023
Title CompanyCHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

NameVerified Name
Address547 E SMITH RD, BELLINGHAM, WA 98226-9738

Mortgage

Document Number0000302212
DateMar 18, 2022
Instrument2022-0302212
Lender
NameHERITAGE SOUTHEAST BANK
TypeBank
AddressOLYMPIA, WA 98507
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address547 E SMITH RD, BELLINGHAM, WA 98226-9738
Document Number2201100648
Instrument DateOct 29, 2020
Transaction TypeMortgage
Record UpdatedNov 12, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address547 E SMITH RD BELLINGHAM WA 982269738, BELLINGHAM, WA 98226-9738

Mortgage

Document Number2201100648
DateNov 04, 2020
Instrument1100648
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 03, 2050

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address547 E SMITH RD, BELLINGHAM, WA 98226-9738
Document Number2170400848
Instrument DateApr 06, 2017
Transaction TypeMortgage
Record UpdatedApr 19, 2017
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address547 E SMITH RD BELLINGHAM WA 982269738, BELLINGHAM, WA 98226-9738

Mortgage

Document Number2170400848
DateApr 11, 2017
Instrument400848
Lender
NameUMPQUA BK
TypeBank
AddressTIGARD, OR 97224
Agreement
AmountAmount Recorded
Term360 Months
DueApr 10, 2047

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,712.00$971,212 (+9.91%) Land $369,431 Building $601,781$971,212 (+9.91%) Land $369,431 Building $601,781
2022$883,613 Land $236,487 Building $647,126$883,613 Land $236,487 Building $647,126

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730001012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
Declaration Networks GroupFixed Wireless (unlicensed)40 / 7
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on E Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures