557 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 557 E Smith Rd, Bellingham, WA 98226

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,758 sqft · built 2017
Lot Size4.3 acres (187,308 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Jul 2015)
Tax Bill$11,683 (2026)
Flood ZoneZone X (minimal risk)
APN390332-020369-0000

Property Details

APN / Parcel Number

Primary APN390332-020369-0000
Alternative APNs
  • 105159
  • 522593

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,758 sqft Living Area
Gross Area3,579 sqft
1st Floor Area2,758 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2018
Exterior MaterialSiding Sheathing
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area187,308 sqft (4.3 acres)
Garage TypeAttached
Garage Area676 sqft
Parking Spaces7 Parking Spaces
PorchSlab
Deck Area216 sqft
Patio Area504 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number105159
Street Address557 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-9738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionPACIFIC ORCHARD-GARDEN TRACTS LOT 4-SUBJ TO BOUN LI AGREEMENT AF 2120203379
Legal Range03
Legal Township39
Legal Section32
Legal SubdivisionPACIFIC ORCHARD-GARDEN TRACTS
Legal Block2
Legal Lot Number4
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2006
Census Tract101

Owner

Source: Whatcom County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address557 E SMITH RD, BELLINGHAM, WA 98226-9738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2015 · Amount on Record
Deed SaleJul 28, 2015 · Amount on Record
Deed Document Number2015703218
Prior Transfer DateMay 29, 2009
Prior Transfer Doc0000604459
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,683.00 (+1.44%)
2025$11,517.00 (+24.37%)$1,258,740 (+8.63%) Land $385,269 Building $873,471$1,258,740 (+8.63%) Land $385,269 Building $873,471
2022$1,158,729 Land $324,140 Building $834,589$1,158,729 Land $324,140 Building $834,589
2021$9,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEER CREEK WATER ASSOC.
private · serves 2,000 people · EPA ID WA5318418
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Pogozone powered by Neubeam
Fixed Wireless
40 / 7

May also be available: AT&T, T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Smith Rd

Nearby Streets

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