Whatcom County property record for 553 E Smith Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,555 sqft · built 1994 |
| Lot Size | 5.38 acres (234,353 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Jan 2019) |
| Tax Bill | $8,828 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390332-086459-0000 |
| Primary APN | 390332-086459-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,555 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 234,353 sqft (5.38 acres) |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 152 sqft |
| Deck Area | 374 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 105176 |
|---|---|
| Street Address | 553 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | LOT 2 ROBERT BUTENSCHOEN SHORT PLAT AS REC BOOK 15 SHORT PLATS PG 29-EXC PTN LY ELY OF LI DAF-LI ACROSS NW NW DAF-BEG AT A REBAR-CAP MARKING NE COR OF SD LOT 2-TH N 88 DEG 3337 W ALG N LI OF LOT 2 9.85 FT TO POB OF HEREIN DESC LI-TH S 01 DEG 1946 W 6 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 32 |
| Legal Subdivision | ROBERT BUTENSCHOEN SHORT PLAT |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 101 |
Source: Whatcom County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 553 E SMITH RD, BELLINGHAM, WA 98226-9738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2019 · Amount on Record |
| Deed Sale | Jan 22, 2019 · Amount on Record |
| Prior Sale | Mar 22, 2012 · Amount on Record |
| Deed Document Number | 20191551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 553 E SMITH RD, BELLINGHAM, WA 98226-9738 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000701551 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-0701551 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,828.00 (+1.51%) | ||
| 2025 | $8,697.00 (+35.55%) | $950,596 (+12.38%) Land $403,640 Building $546,956 | $950,596 (+12.38%) Land $403,640 Building $546,956 |
| 2022 | $845,839 Land $326,909 Building $518,930 | $845,839 Land $326,909 Building $518,930 | |
| 2021 | $6,416.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Pogozone powered by Neubeam Fixed Wireless | 40 / 7 |
May also be available: AT&T, T-Mobile, Xfinity.
5G (outdoors only) and 4G LTE
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