Whatcom County property record for 564 E Smith Rd, Bellingham, WA 98226 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,174 sqft · built 1990 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (Oct 2021) |
| Tax Bill | $5,069 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jun 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390329-075017-0000 |
| Primary APN | 390329-075017-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,174 sqft Living Area |
| Gross Area | 2,746 sqft |
| 1st Floor Area | 2,174 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 168 sqft |
| Storage Building | 308 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 104691 |
|---|---|
| Street Address | 564 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 SKOOKUM ONE CLUSTER SHORT PLAT AS REC BOOK 19 SHORT PLATS PG 37-EXC PTN TO WHATCOM CO FOR RD DESC AF 960130024 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 29 |
| Legal Subdivision | SKOOKUM ONE CLUSTER SHORT PLAT |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10701 |
Source: Whatcom County records · APN 390329-075017-0000
Assessment roll updated December 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 564 E SMITH RD, BELLINGHAM, WA 98226-9738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 05, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 15, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Jun 15, 2021 | Intrafamily Transfer, Transfer |
| Jan 25, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2021 · Amount on Record |
| Deed Sale | Oct 05, 2021 · Amount on Record |
| Prior Sale | Oct 05, 2021 · Amount on Record |
| Deed Document Number | 2021636 |
| Prior Transfer Date | Sep 28, 2021 |
| Prior Transfer Doc | 0000000636 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 05, 2021 |
| Property Address | 564 E SMITH RD, BELLINGHAM, WA 98226-9738 |
| Document Number | 20211000636 |
| Map Reference | VOOL 18PG 37 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021-1000636 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,984.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 564 E SMITH RD, BELLINGHAM, WA 98226-9738 |
| Document Number | 20211000637 |
|---|---|
| Date | Oct 05, 2021 |
| Instrument | 2021-1000637 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 15, 2021 |
| Property Address | 564 E SMITH RD, BELLINGHAM, WA 98226-9738 |
| Document Number | 20210602535 |
| Map Reference | VOL18PG37AF960130024 |
| Instrument Date | Jun 09, 2021 |
| Instrument | 2021-0602535 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 564 E SMITH RD, BELLINGHAM, WA 98226-9738 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 15, 2021 |
| Property Address | 564 E SMITH RD, BELLINGHAM, WA 98226-9738 |
| Document Number | 20210602536 |
| Map Reference | VOL 18 PG 37 |
| Instrument Date | Jun 09, 2021 |
| Instrument | 2021-0602536 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 564 E SMITH RD, BELLINGHAM, WA 98226-9738 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 564 E SMITH RD, BELLINGHAM, WA 98226-9738 |
| Document Number | 2190200268 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 564 E SMITH RD BELLINGHAM WA 982269738, BELLINGHAM, WA 98226-9738 |
| Document Number | 2190200268 |
|---|---|
| Date | Feb 05, 2019 |
| Instrument | 200268 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,069.00 (+33.54%) | $591,332 (+26.24%) Land $277,614 Building $313,718 | $591,332 (+26.24%) Land $277,614 Building $313,718 |
| 2022 | $468,403 Land $185,570 Building $282,833 | $468,403 Land $185,570 Building $282,833 | |
| 2021 | $3,796.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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