Benton County property record for 557 Sands Rd, Cave Springs, AR 72718
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,418 sqft · built 2004 |
| Lot Size | 3.85 acres (167,706 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,000 (Jun 2017) |
| Tax Bill | $5,222 (2026) |
| Deeds & Mortgages | Sep 2020 Loan Modification Aug 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10104-002 |
| Primary APN | 05-10104-002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,418 sqft Living Area |
| Gross Area | 3,620 sqft |
| 1st Floor Area | 2,418 sqft |
| Basement Area | 266 sqft |
| Flooring | Wood |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 167,706 sqft |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,188 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 902 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 35841 |
|---|---|
| Street Address | 557 SANDS RD |
| City | CAVE SPRINGS |
| State | AR |
| Zip | 72718-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF THE FRACTIONAL SW 1/4 OF SECTON 31, TOWNSHIP 19 NORTH, RANGE 30 WEST OF THE 5TH PRINCIPAL MERIDIAN, BENTON COUNTY, ARKANSAS, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE SW CORNER OF SAID FRACTIONAL SW 1/4, BEING A FOUND IRON PIN |
| Legal Range | 30 |
| Legal Township | 19 |
| Legal Section | 31 |
| Legal Subdivision | CAVE SPRINGS |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 21308 |
557 Sands Rd is owned and occupied by two individuals who bought it in June 2017.
Source: Benton County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 557 SANDS RD, CAVE SPRINGS, AR 72718-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2020 | Loan Modification, Mortgage GRAND SVGS BK |
| Aug 18, 2017 | Deed of Trust, Mortgage · Line of Credit GRAND SVGS BK |
| Jun 27, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2017 · Amount on File |
| Deed Sale | Jun 27, 2017 · Amount on File |
| Prior Sale | Jun 20, 2002 · Amount on File |
| Deed Book / Page | 2017 / 38787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 557 SANDS RD, CAVE SPRINGS, AR 72718-9409 |
| Document Number | 0000061487 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 557 SANDS RD CAVE SPRINGS AR 727189409, CAVE SPRINGS, AR 72718-9409 |
| Document Number | 0000061487 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 61487 |
| Name | GRAND SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ROGERS, AR 72756 |
| Term | 36 Months |
|---|---|
| Due | Sep 28, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 557 SANDS RD, CAVE SPRINGS, AR 72718-9409 |
| Document Number | 000M177649 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 6503 S 34TH ST ROGERS AR 727584509, ROGERS, AR 72758-4509 |
| Document Number | 000M177649 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | M177649 |
| Name | GRAND SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ROGERS, AR 72756 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Aug 23, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Jun 27, 2017 |
| Property Address | 557 SANDS RD, CAVE SPRINGS, AR 72718-9409 |
| Document Number | 0000D38787 |
| Instrument Date | Jun 23, 2017 |
| Instrument | D38787 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | MERCURY TITLE COMPANY, MERCURY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $864.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 557 SANDS RD CAVE SPRINGS AR 727189409, CAVE SPRINGS, AR 72718-9409 |
| Document Number | M131321 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | M131321 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 26, 2047 |
The 2026 property tax bill for 557 Sands Rd was $5,222 with a homeowner's exemption, up 5.1% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Cave Springs City |
| Unified School District | Bentonville Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,222.00 (+5.07%) Homeowner's exemption | $127,509 (-) Land $65,450 Building $62,059 | $637,545 Land $327,250 Building $310,295 |
| 2025 | $4,970.00 Homeowner's exemption | $127,509 Land $65,450 Building $62,059 | |
| 2024 | $637,545 (+65.83%) Land $327,250 Building $310,295 | ||
| 2023 | $4,713.00 Homeowner's exemption | $76,890 Land $26,830 Building $50,060 | $384,450 Land $134,150 Building $250,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 557 Sands Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 557 Sands Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 74% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAVE SPRINGS WATERWORKS serves 5,365 people · EPA ID AR0000043 |
|---|---|
| Water Source | Purchased surface water from BENTONVILLE WATER UTILITIES |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | No certified operator Feb 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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