5737 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 5737 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,056 sqft · built 1987
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on File
Tax Bill	$402 (2025)
Deeds & Mortgages	Jul 2009 Mortgage Sep 2007 Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-05-22-0-000-018.002`

Property Details

APN / Parcel Number

Primary APN	`10-05-22-0-000-018.002`
Alternative APNs	`21873` `82439`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	104,544 sqft (2.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	82439
Street Address	5737 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF W1/2 OF NE1/4 OF SE1/4; TH N 210' TO SW R/W OF CO RD #40; TH NW ON SAID R/W 600' TO POB; TO CONT NW ON SAID
Legal Range	2W
Legal Township	6S
Legal Section	22
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2037
Census Tract	5405

Owner

Source: Morgan County records · APN 10-05-22-0-000-018.002

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5737 E UPPER RIVER RD, SOMERVILLE, AL 35670-4508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2009	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
Sep 12, 2007	Deed of Trust, Mortgage · ARM REDSTONE FEDERAL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5737 E UPPER RIVER RD, SOMERVILLE, AL 35670-4508
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009/27748
Date	Jul 02, 2009
Book Page	2009/27748

Lender

Name	REDSTONE FCU
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2024

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5737 E UPPER RIVER RD, SOMERVILLE, AL 35670-4508
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/50656
Date	Sep 12, 2007
Book Page	2007/50656

Lender

Name	REDSTONE FEDERAL CU
Address	HUNTSVILLE, AL 35893

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2022

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 01, 2014
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year T-Bill
Max Rate	10.7%

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$402.00 (+15.52%)	$10,740 (-) Land $2,910 Building $7,830	$107,400 (-) Land $29,100 Building $78,300
2024		$10,740 (-) Land $2,910 Building $7,830	$107,400 (-) Land $29,100 Building $78,300
2023	$348.00 (+13.73%) Homeowner's exemption	$10,740 (+11.53%) Land $2,910 Building $7,830	$107,400 (+11.53%) Land $29,100 Building $78,300
2022	$306.00 Homeowner's exemption	$9,630 Land $2,640 Building $6,990	$96,300 Land $26,400 Building $69,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Upper River Rd

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