547 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 547 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 2015
Lot Size	0.139 acres (6,055 sqft)
Owner	2 Company Names on File
Last Sale	$1,027,500 (Mar 2026)
Tax Bill	$9,877 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25010-000-1980`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25010-000-1980`
Alternative APNs	`11-319-25010-000-1980` `1015835`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,832 sqft Living Area
Gross Area	2,617 sqft
1st Floor Area	1,832 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	460 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	325 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	547 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 198 NATUREWALK AT SEAGROVE PB 17-34 REPLAT IN PB 18-8 OR 2844-4432 OR 2997-698 OR 3140-2646
Legal Range	019
Legal Township	03S
Legal Section	11
Legal Subdivision	SEAGROVE
Legal Block	19
Legal Lot Number	198
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1006
Census Tract	950610

Owner

547 Flatwoods Forest Loop is owned by a company that bought it in March 2026.

Source: Walton County records, as of March 30, 2026

Owner of Record	2 Company Names on File
Mailing Address	5500 REMINGTON PARK DR, FLOWER MOUND, TX 75028-3169
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 22, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on File
Deed Sale	Mar 17, 2026 · Amount on File
Prior Sale	Apr 22, 2020 · Amount on File
Deed Document Number	202610237
Deed Book / Page	3390 / 4877
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 17, 2026
Property Address	547 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number	0033904877
Book / Page	3390 / 4877
Map Reference	MB 18 PG 8-8
Instrument Date	Mar 17, 2026
Instrument	20260010237
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	ELIM TITLE LLC, RELI TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,192.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8844

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5500 REMINGTON PARK DR, FLOWER MOUND, TX 75028-3169

Mortgage

Document Number	0033904880
Date	Mar 17, 2026
Instrument	3390/4880

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 22, 2020
Property Address	547 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number	0031402646
Book / Page	3140 / 2646
Map Reference	MB 18 PG 8
Instrument Date	Apr 20, 2020
Instrument	20200013891
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,543.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	356 PARKHAVEN LN, 356, BOWLING GREEN, KY 42103-7813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2920 GAINESWAY CT, CUMMING, GA 30041-6313

Mortgage

Document Number	0031402648
Date	Apr 22, 2020
Instrument	3140/2648

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 547 Flatwoods Forest Loop was $9,877, down 1.7% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,877.00 (-1.68%)	$865,251 Land $280,000 Building $585,251	$865,251 Land $280,000 Building $585,251
2024	$10,046.00 (+5.22%)
2023	$9,548.00 (+3.67%)	$988,084 (+5.37%) Land $278,916 Building $709,168	$988,084 (+5.37%) Land $278,916 Building $709,168
2022	$9,210.00	$937,756 Land $309,596 Building $628,160	$937,756 Land $309,596 Building $628,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 547 Flatwoods Forest Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 547 Flatwoods Forest Loop is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink.

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