511 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 511 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,031 sqft · built 2018
Lot Size	0.158 acres (6,926 sqft)
Owner	Individual Name on Record
Last Sale	$1,625,000 (Apr 2023)
Tax Bill	$16,641 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25010-000-1950`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25010-000-1950`
Alternative APN	`1015832`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,031 sqft Living Area
Gross Area	3,746 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,926 sqft (0.158 acres)
Lot Dimensions	13.6 ft deep x 4.4 ft wide
Garage Type	Finished
Garage Area	255 sqft

Exterior Amenities

Porch	Porch
Porch Area	652 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1015832
Street Address	511 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 195 NATUREWALK AT SEAGROVE PB 17-34 REPLAT IN PB 18-8 OR 2844-4432 OR 3083-1379 OR 3187-633 OR 3225-1494 OR 3287-2104
Legal Range	19W
Legal Township	03S
Legal Section	11
Legal Subdivision	NATUREWALK AT SEAGROVE
Legal Lot Number	195
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1006
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3432 TRIPLECROWN DR, NORTH BEND, OH 45052-9407
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Mar 10, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Aug 27, 2018	Special Warranty Deed, Transfer · Conventional Mortgage CTC MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023 · Amount on Record
Deed Sale	Apr 25, 2023 · Amount on Record
Prior Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	20230014141
Deed Book / Page	3287 / 2104
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 25, 2023
Property Address	511 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number	0032872104
Book / Page	3287 / 2104
Map Reference	MB 18 PG 8
Instrument Date	Apr 21, 2023
Instrument	20230014141
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	SCENIC TITLE, SCENIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	765 QUARTERPATH LN, ALPHARETTA, GA 30004-6987

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 TRIPLECROWN DR, NORTH BEND, OH 45052-9407

Mortgage

Document Number	0032872106
Date	Apr 25, 2023
Instrument	3287/2106

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 15, 2021
Property Address	511 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number	0032251494
Book / Page	3225 / 1494
Map Reference	MB 18 PG 8
Instrument Date	Nov 10, 2021
Instrument	20210056746
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1283 CAULEY CREEK OVERLOOK, 1283, JOHNS CREEK, GA 30097-2547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 QUARTERPATH LN, MILTON, GA 30004-6987

Mortgage

Document Number	32251496
Date	Nov 15, 2021
Instrument	3225/1496

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 10, 2021
Property Address	511 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number	0031870633
Book / Page	3187 / 633
Map Reference	MB 18 PG 8
Instrument Date	Mar 8, 2021
Instrument	20210011481
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	593 DUNBARTON AVE, 593, BOWLING GREEN, KY 42104-7558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1283 CAULEY CREEK OVERLOOK, JOHNS CREEK, GA 30097-2547

Mortgage

Document Number	0003187635
Date	Mar 10, 2021
Instrument	3187/635

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 27, 2018
Property Address	511 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number	0030831379
Book / Page	3083 / 1379
Map Reference	MB18 PG8
Instrument Date	Aug 24, 2018
Instrument	2018000028901
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	K TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MILL ST, LEITCHFIELD, KY 42754-1535

Mortgage

Document Number	0030831381
Date	Aug 27, 2018
Book Page	3083/1381
Instrument	2018000028902

Lender

Name	CTC MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,254,879 (-11.43%) Land $294,000 Building $960,879	$1,254,879 (-11.43%) Land $294,000 Building $960,879
2024	$16,641.00 (-0.12%)
2023	$16,661.00 (+3.99%)	$1,416,800 (+7.33%) Land $292,861 Building $1,123,939	$1,416,800 (+7.33%) Land $292,861 Building $1,123,939
2022	$16,021.00	$1,320,044 Land $325,076 Building $994,968	$1,320,044 Land $325,076 Building $994,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink.

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