565 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 565 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,327 sqft · built 2018
Lot Size	0.143 acres (6,229 sqft)
Owner	Company Name on Record
Last Sale	$950,000 (Mar 2019)
Tax Bill	$15,110 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25010-000-2010`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25010-000-2010`
Alternative APNs	`11-319-25010-000-2010` `1015838`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,327 sqft Living Area
Gross Area	4,051 sqft
1st Floor Area	1,993 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	132 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	284 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	565 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 201 NATUREWALK AT SEAGROVE PB 17-34 REPLAT IN PB 18-8 OR 2844-4432 OR 3077-2715 OR 3100-4286
Legal Range	019
Legal Township	03S
Legal Section	11
Legal Subdivision	SEAGROVE
Legal Block	20
Legal Lot Number	201
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1006
Census Tract	950610

Owner

Source: Walton County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2095 EXETER RD, 80452, GERMANTOWN, TN 38138-3963
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 29, 2019	Warranty Deed, Transfer FIRSTBANK
Jun 26, 2018	Grant Deed, Transfer US MTG/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	20199451
Deed Book / Page	3100 / 4286
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	565 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2786 BURROWS FARM CV, GERMANTOWN, TN 38138-8801

Mortgage

Document Number	0031804064
Date	Feb 1, 2021
Book Page	3180/4064
Instrument	20210004443

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 29, 2019
Property Address	565 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number	0031004286
Book / Page	003100 / 004286
Instrument Date	Mar 28, 2019
Instrument	9451
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 S HIGHLAND ST #327 MEMPHIS TN 381114640, 327, MEMPHIS, TN 38111-4640

Mortgage

Document Number	31004288
Date	Mar 29, 2019
Book Page	003100/004288
Instrument	9452

Lender

Name	FIRSTBANK
Type	Bank
Address	MEMPHIS, TN 38138

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 28, 2029

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Jun 26, 2018
Property Address	565 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number	0030772715
Book / Page	003077 / 002715
Instrument Date	Jun 19, 2018
Instrument	21107
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	K TITLE COMPANY LLC, K TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,340.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	565 FLATWOODS FOREST LOOP SANTA ROSA BEACH FL 324598841, SANTA ROSA BEACH, FL 32459-8841

Mortgage

Document Number	30772717
Date	Jun 26, 2018
Book Page	003077/002717
Instrument	21108

Lender

Name	US MTG/FL
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,110.00 (-1.88%)	$1,288,601 (-13.46%) Land $280,000 Building $1,008,601	$1,288,601 (-13.46%) Land $280,000 Building $1,008,601
2024	$15,400.00 (+4.15%)
2023	$14,786.00 (+4.65%)	$1,489,019 (+7.81%) Land $278,916 Building $1,210,103	$1,489,019 (+7.81%) Land $278,916 Building $1,210,103
2022	$14,129.00	$1,381,155 Land $309,596 Building $1,071,559	$1,381,155 Land $309,596 Building $1,071,559

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink.

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