587 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 587 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,868 sqft · built 2016
Lot Size	0.136 acres (5,924 sqft)
Owner	2 Company Names on File
Last Sale	$610,000 (Jan 2020)
Tax Bill	$10,010 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Jan 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25010-000-2020`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25010-000-2020`
Alternative APNs	`11-319-25010-000-2020` `1015839`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,868 sqft Living Area
Gross Area	2,633 sqft
1st Floor Area	1,868 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	128 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	325 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	587 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 202 NATUREWALK AT SEAGROVE PB 17-34 REPLAT IN PB 18-8 OR 2844-4432 OR 3003-4327 OR 3037-1196 OR 3072-914 OR 3129-2360 OR 3360-4155
Legal Range	019
Legal Township	03S
Legal Section	11
Legal Subdivision	SEAGROVE
Legal Block	20
Legal Lot Number	202
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1006
Census Tract	950610

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	2874 WATERLEAF DR, GERMANTOWN, TN 38138-7351
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Jan 7, 2020	Warranty Deed, Transfer MCNEESE TITLE LLC
Apr 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 16, 2018	Loan Modification, Mortgage · Conventional with PMI FIRST FL BK
Mar 31, 2017	Warranty Deed, Transfer FIRST FLORIDA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020 · Amount on File
Deed Sale	Jan 7, 2020 · Amount on File
Prior Sale	Mar 8, 2016 · Amount on File
Deed Document Number	2020538
Deed Book / Page	3129 / 2360
Last Transfer Date	May 20, 2025
Transfer Doc	0033604155
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	587 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030970343
Date	Feb 11, 2019
Book Page	3097/0343
Instrument	20190004223

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 7, 2020
Property Address	587 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number	0031292360
Book / Page	003129 / 002360
Instrument Date	Jan 2, 2020
Instrument	537
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$4,270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2874 WATERLEAF DR GERMANTOWN TN 381387351, GERMANTOWN, TN 38138-7351

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Apr 30, 2018
Property Address	587 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number	0030720914
Book / Page	003072 / 000914
Instrument Date	Apr 12, 2018
Instrument	13945
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	587 FLATWOODS FOREST LOOP SANTA ROSA BEACH FL 324598841, SANTA ROSA BEACH, FL 32459-8841

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	587 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number	0030682835
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 FLATWOODS FOREST LOOP SANTA ROSA BEACH FL 324598841, SANTA ROSA BEACH, FL 32459-8841

Mortgage

Document Number	0030682835
Date	Mar 21, 2018
Book Page	003068/002835
Instrument	9088

Lender

Name	FIRST FL BK
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Conventional with PMI
Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 31, 2017
Property Address	587 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number	0030371196
Book / Page	3037 / 1196
Map Reference	MB18 PG8
Instrument Date	Mar 27, 2017
Instrument	20170009994
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	PRIORITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	587 FLATWOODS FOREST LOOP, 587, SANTA ROSA BEACH, FL 32459-8841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841

Mortgage

Document Number	0030371198
Date	Mar 31, 2017
Instrument	3037/1198

Lender

Name	FIRST FLORIDA BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,010.00 (-1.47%)	$883,376 (-12.54%) Land $280,000 Building $603,376	$883,376 (-12.54%) Land $280,000 Building $603,376
2024	$10,159.00 (+4.86%)
2023	$9,688.00 (+4.06%)	$1,010,083 (+6.25%) Land $278,916 Building $731,167	$1,010,083 (+6.25%) Land $278,916 Building $731,167
2022	$9,310.00	$950,652 Land $309,596 Building $641,056	$950,652 Land $309,596 Building $641,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink.

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