503 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 503 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,912 sqft · built 2018
Lot Size	0.101 acres (4,443 sqft)
Owner	Individual Name on Record
Last Sale	$1,260,000 (Apr 2021)
Tax Bill	$16,075 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25010-000-1940`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25010-000-1940`
Alternative APN	`1015831`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	2,912 sqft Living Area
Gross Area	3,830 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,443 sqft (0.101 acres)
Lot Dimensions	9.5 ft deep x 4.3 ft wide
Garage Type	Finished
Garage Area	225 sqft
Porch	Porch
Porch Area	668 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1015831
Street Address	503 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 194 NATUREWALK AT SEAGROVE PB 17-34 REPLAT IN PB 18-8 OR 2844-4432 OR 3078-4571 OR 3161-2656 OR 3192-3375
Legal Range	19W
Legal Township	03S
Legal Section	11
Legal Subdivision	NATUREWALK AT SEAGROVE
Legal Lot Number	194
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1006
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 161725, BIG SKY, MT 59716-1725
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Sep 29, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Jul 9, 2018	Grant Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	20210017981
Deed Book / Page	3192 / 3375
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 14, 2021
Property Address	503 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number	0031923375
Book / Page	3192 / 3375
Map Reference	MB 18 PG 8
Instrument Date	Apr 8, 2021
Instrument	20210017981
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29703 ORCHARD GROVE DR, 29703, TOMBALL, TX 77377-3966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 161725, BIG SKY, MT 59716-1725

Mortgage

Document Number	0031923377
Date	Apr 14, 2021
Instrument	3192/3377

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 29, 2020
Property Address	503 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number	0031612656
Book / Page	3161 / 2656
Map Reference	MB 18 PG 8
Instrument Date	Sep 25, 2020
Instrument	20200037891
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,143.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 FLATWOODS FOREST LOOP, 503, SANTA ROSA BEACH, FL 32459-8841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29703 ORCHARD GROVE DR, TOMBALL, TX 77377-3966

Mortgage

Document Number	0031612659
Date	Sep 29, 2020
Instrument	3161/2659

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Jul 9, 2018
Property Address	503 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number	0030784571
Book / Page	003078 / 004571
Instrument Date	Jul 3, 2018
Instrument	22805
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	K TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$37.53
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 FLATWOODS FOREST LOOP SANTA ROSA BEACH FL 32459, SANTA ROSA BEACH, FL 32459

Mortgage

Document Number	30784573
Date	Jul 9, 2018
Book Page	003078/004573
Instrument	22806

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,175,422 (-13.13%) Land $280,000 Building $895,422	$1,175,422 (-13.13%) Land $280,000 Building $895,422
2024	$16,075.00 (-0.04%)
2023	$16,082.00 (+3.94%)	$1,353,080 (+7.32%) Land $278,916 Building $1,074,164	$1,353,080 (+7.32%) Land $278,916 Building $1,074,164
2022	$15,472.00	$1,260,831 Land $309,596 Building $951,235	$1,260,831 Land $309,596 Building $951,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink.

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