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533 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 533 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,574 sqft · built 2017
Lot Size0.151 acres (6,578 sqft)
OwnerTrust Name on Record
Last Sale$711,100 (Sep 2017)
Tax Bill$9,817 (2024)
Deeds & MortgagesDec 2020 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-3S-19-25010-000-1970

Property Details

APN / Parcel Number

Primary APN11-3S-19-25010-000-1970
Alternative APN
  • 1015834

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,574 sqft Living Area
Gross Area3,793 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2017
Exterior MaterialFiber Cement Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area6,578 sqft (0.151 acres)
Lot Dimensions13.2 ft deep x 4.4 ft wide
Garage TypeMixed
Garage Area330 sqft
PorchPorch
Porch Area745 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1015834
Street Address533 FLATWOODS FOREST LOOP
CitySANTA ROSA BEACH
StateFL
Zip32459-8841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 197 NATUREWALK AT SEAGROVE PB 17-34 REPLAT IN PB 18-8 OR 2844-4432 OR 3053-1946
Legal Range19W
Legal Township03S
Legal Section11
Legal SubdivisionNATUREWALK AT SEAGROVE
Legal Lot Number197
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1006
Census Tract950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Co-ownerCo-owner on Record
Mailing Address533 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
OccupancyOwner Occupied
Owner TypeIndividual, Secondary Company
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING CORP
Sep 28, 2017Special Warranty Deed, Transfer · Conventional Mortgage
CTC MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2017 · Amount on Record
Deed SaleSep 28, 2017 · Amount on Record
Deed Document Number2017000031880
Deed Book / Page3053 / 1946
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address533 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address533 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841

Mortgage

Document Number0031740137
DateDec 17, 2020
Book Page3174/137
Instrument20200052122
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

September 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateSep 28, 2017
Property Address533 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8841
Document Number0030531946
Book / Page3053 / 1946
Map ReferenceMB18 PG8
Instrument DateSep 21, 2017
Instrument2017000031880
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyK TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address701 S OLIVE AVE # 104, 701, WEST PALM BEACH, FL 33401-6104

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5333 LATWOODS FOREST, SANTA ROSA BEACH, MA 34259

Mortgage

Document Number2017000031881
DateSep 28, 2017
Instrument2017000031881
Lender
NameCTC MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,115,393 (-13.42%) Land $294,000 Building $821,393$1,115,393 (-13.42%) Land $294,000 Building $821,393
2024$9,817.00 (+4.95%)
2023$9,354.00 (+0.68%) Homeowner's exemption$1,288,248 (+7.53%) Land $292,861 Building $995,387$1,288,248 (+7.53%) Land $292,861 Building $995,387
2022$9,291.00 Homeowner's exemption$1,198,074 Land $325,076 Building $872,998$1,198,074 Land $325,076 Building $872,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 645 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,249 units insured
incl. 604 condo units
Nearby Flood Claims16 (2004–2023)
Claims Outside the SFHA10 of 16
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50

May also be available: CenturyLink.

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