547 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 547 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,490 sqft · built 1886
Lot Size	0.998 acres (43,473 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (Dec 1995)
Tax Bill	$1,839 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-300-014-00`

Property Details

APN / Parcel Number

Primary APN	`51-300-014-00`
Alternative APN	`03-51-300-014-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,490 sqft Living Area
1st Floor Area	770 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Custom Design
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	43,473 sqft (0.998 acres)
Lot Dimensions	439 ft deep x 99 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	547 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	COM ON CENT LINE ELY ST 578.5 FT S 52 DEG W FROM E LINE SEC TH S 52 DEG W 99 FT TH S 40 DEG E 439 FT TH N 52 DEG E 99 FT TH N 40 DEG W 439 FT TO BEG SEC 29.
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	3
Census Block	3022
Census Tract	31200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	547 ELY ST, ALLEGAN, MI 49010-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE HOUSING DEV AUTHORITY
Jun 8, 2023	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Jan 31, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 1995 · Amount on Record
Deed Sale	Dec 14, 1995 · Amount on Record
Prior Sale	Jun 1, 1975 · Amount on Record
Deed Document Number	19951
Deed Book / Page	1549 / 790
Last Transfer Date	Nov 5, 2009
Transfer Doc	3374/227
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	547 ELY ST, ALLEGAN, MI 49010-1420
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 ELY ST, ALLEGAN, MI 49010-1420

Mortgage

Document Number	0005097/21
Date	Dec 17, 2025
Book Page	5097/21
Instrument	2025020306

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48909

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	547 ELY ST, ALLEGAN, MI 49010-1420
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 ELY ST, ALLEGAN, MI 49010-1420

Mortgage

Document Number	004862/653
Date	Jun 8, 2023
Book Page	4862/653
Instrument	2023008374

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	547 ELY ST, ALLEGAN, MI 49010-1420
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4427/769
Date	Jan 31, 2020
Book Page	4427/769

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	547 ELY ST, ALLEGAN, MI 49010-1420
Transaction Type	Mortgage
Record Updated	Dec 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4403/457
Date	Nov 18, 2019
Book Page	4403/457

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,300 (+5.76%) Land $17,400 Building $57,900	$150,600 (+5.76%) Land $34,800 Building $115,800
2025	$1,839.00 (+2.28%) Homeowner's exemption	$71,200 (+29.93%) Land $14,000 Building $57,200	$142,400 (+29.93%) Land $28,000 Building $114,400
2024	$1,798.00 (+9.9%)
2023		$54,800 Land $12,100 Building $42,700	$109,600 Land $24,200 Building $85,400
2022	$1,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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