552 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 552 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,760 sqft
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,500 (Jun 2017)
Tax Bill	$2,256 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-125-010-00`

Property Details

APN / Parcel Number

Primary APN	`51-125-010-00`
Alternative APN	`03-51-125-010-00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	1,256 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Architectural Style	Custom Design
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	552 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	WLY 32 FT LOT 10 ALSO ELY 18 FT LOT 11 DAVIS PLAT.
Legal Subdivision	DAVIS PLAT
Legal Lot Number	10-11
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	4
Census Block	4023
Census Tract	31200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	552 ELY ST, ALLEGAN, MI 49010-1421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 26, 2017	Warranty Deed, Transfer · FHA Mortgage BENCHMARK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Jul 20, 2006 · Amount on Record
Deed Book / Page	4152 / 223
Last Transfer Date	May 14, 2024
Transfer Doc	0004943/21
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	552 ELY ST, ALLEGAN, MI 49010-1421
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 ELY ST, ALLEGAN, MI 49010-1421

Mortgage

Document Number	4690/463
Date	Nov 1, 2021
Book Page	4690/463

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	91691

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 26, 2017
Property Address	552 ELY ST, ALLEGAN, MI 49010-1421
Document Number	4152/223
Book / Page	4152 / 223
Map Reference	LB2 PG64
Instrument Date	Jun 20, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NEXT DOOR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	552 ELY ST, 552, ALLEGAN, MI 49010-1421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5724 BURGIS AVE SE, GRAND RAPIDS, MI 49508-6230

Mortgage

Document Number	4152225
Date	Jun 26, 2017
Instrument	4152/225

Lender

Name	BENCHMARK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,300 (+5.54%) Land $16,100 Building $79,200	$190,600 (+5.54%) Land $32,200 Building $158,400
2025	$2,256.00 (+2.27%) Homeowner's exemption	$90,300 (+21.05%) Land $15,200 Building $75,100	$180,600 (+21.05%) Land $30,400 Building $150,200
2024	$2,206.00 (+9.92%)
2023		$74,600 Land $13,700 Building $60,900	$149,200 Land $27,400 Building $121,800
2022	$2,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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