553 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 553 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft
Lot Size	0.586 acres (25,526 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Sep 2026)
Tax Bill	$3,122 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-300-015-00`

Property Details

APN / Parcel Number

Primary APN	`51-300-015-00`
Alternative APN	`03-51-300-015-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	994 sqft
Basement Area	805 sqft
Unfinished Basement	805 sqft

Exterior

Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	25,526 sqft (0.586 acres)
Lot Dimensions	399 ft deep x 64 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	553 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	COM 41 RDS & 1 FT S 52 DEG W OF A PT WHERE CENT LINE OF ELY ST CROSSES THE E LINE OF SEC 29 TH S 40 DEG E 439 FT S 54 DEG & 50 MIN W 136 FT TH N 40 DEG W TO CTR OF ELY ST TH N 52 DEG E ABOUT 8 RDS TO BEG BEING A PT OF SE 1/4 SEC 29 EX WLY 68 FT SEC 2
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	3
Census Block	3022
Census Tract	31200

Owner

Source: Allegan County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	553 ELY ST, ALLEGAN, MI 49010-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC
May 19, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 5, 2019	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	May 19, 2021 · Amount on Record
Deed Document Number	202614867
Deed Book / Page	5171 / 995
Prior Transfer Date	Nov 5, 2009
Prior Transfer Doc	3374/229
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 2, 2026
Property Address	553 ELY ST, ALLEGAN, MI 49010-1420
Document Number	0000014867
Book / Page	5171 / 995
Instrument Date	Aug 27, 2026
Instrument	202614867
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$164,947.14
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	553 ELY ST, ALLEGAN, MI 49010-1420

Mortgage

Document Number	0000014868,
Date	Sep 2, 2026
Instrument	202614868

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000014869,
Date	Sep 2, 2026
Book Page	5172/14
Instrument	202614869

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 19, 2021
Property Address	553 ELY ST, ALLEGAN, MI 49010-1420
Document Number	004621/324
Book / Page	4621 / 324
Instrument Date	May 13, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5841 COUNTRY VIEW DR, 5841, ALLENDALE, MI 49401-9253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5841 COUNTRY VIEW DR, ALLENDALE, MI 49401-9253

Mortgage

Document Number	0004621326
Date	May 19, 2021
Instrument	4621/326

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 5, 2019
Property Address	553 ELY ST, ALLEGAN, MI 49010-1420
Document Number	4350/182
Book / Page	4350 / 182
Instrument Date	May 31, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	553 ELY ST, 553, ALLEGAN, MI 49010-1420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4381 WALTER RD, WAYLAND, MI 49348-8952
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,000 (+7.1%) Land $30,900 Building $67,100	$196,000 (+7.1%) Land $61,800 Building $134,200
2025	$3,122.00 (+2.29%) Homeowner's exemption	$91,500 (+29.97%) Land $25,800 Building $65,700	$183,000 (+29.97%) Land $51,600 Building $131,400
2024	$3,052.00 (+9.51%)
2023		$70,400 Land $21,300 Building $49,100	$140,800 Land $42,600 Building $98,200
2022	$2,787.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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