531 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 531 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,495 sqft · built 1908
Lot Size	0.526 acres (22,913 sqft)
Owner	Individual Name on Record
Last Sale	$5,250 (Oct 2009)
Tax Bill	$2,379 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Oct 2018 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-300-011-00`

Property Details

APN / Parcel Number

Primary APN	`51-300-011-00`
Alternative APN	`03-51-300-011-00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,495 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Wood
Lot Area	22,913 sqft (0.526 acres)
Lot Dimensions	458 ft deep x 50 ft wide
Garage Area	192 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	531 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	COM ON CENT LINE ELY ST 413 FT S 52 DEG W FROM E LINE SEC TH S 52 DEG W 50 FT TH S 40 DEG E 458.5 FT TH N 72 DEG E 53 FT TH N 40 DEG W 476.75 FT TO BEG SEC 29.
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	3
Census Block	3022
Census Tract	31200

Owner

Source: Allegan County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	242 CUTLER ST, ALLEGAN, MI 49010-1259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALLEGAN COMMUNITY FCU
Oct 12, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALLEGAN COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2009 · Amount on Record
Deed Sale	Oct 29, 2009 · Amount on Record
Prior Sale	Aug 10, 2009 · Amount on Record
Deed Book / Page	3371 / 945
Prior Transfer Date	Sep 11, 2009
Prior Transfer Doc	3371/945
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	531 ELY ST, ALLEGAN, MI 49010-1420
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 CUTLER ST, ALLEGAN, MI 49010-1259

Mortgage

Document Number	004789/798
Date	Aug 17, 2022
Book Page	4789/798
Instrument	2022016146

Lender

Name	ALLEGAN COMMUNITY FCU
Type	Credit Union
Address	ALLEGAN, MI 49010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2037

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	531 ELY ST, ALLEGAN, MI 49010-1420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4290/849
Date	Oct 12, 2018
Book Page	4290/849

Lender

Name	ALLEGAN COMMUNITY FCU
Type	Credit Union
Address	ALLEGAN, MI 49010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 21, 2028

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,600 (+42.37%) Land $27,900 Building $46,700	$149,200 (+42.37%) Land $55,800 Building $93,400
2025	$2,379.00 (+12.64%)
2023		$52,400 Land $19,200 Building $33,200	$104,800 Land $38,400 Building $66,400
2022	$2,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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