1. Home
  2. Michigan
  3. Allegan County
  4. Allegan
  5. Ely St

554 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 554 Ely St, Allegan, MI 49010

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,221 sqft
Lot Size0.439 acres (19,123 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Jan 2025)
Tax Bill$1,288 (2025)
Deeds & MortgagesAug 2021 Mortgage
Mar 2021 Transfer
Flood ZoneZone X (minimal risk)
APN51-125-011-00

Property Details

APN / Parcel Number

Primary APN51-125-011-00

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,221 sqft Living Area
1st Floor Area792 sqft
Basement Area792 sqft
Unfinished Basement792 sqft

Exterior

Architectural StyleCustom Design
Exterior MaterialWood
Lot Area19,123 sqft (0.439 acres)
Lot Dimensions165 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address554 ELY ST
CityALLEGAN
StateMI
Zip49010-1421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 SFR
Legal DescriptionPT OF LOT 11 COM ON NLY SIDE OF ELY ST AT A PT 80 FT NELY FROM SW COR LOT 11 TH NW AT RT ANGLES WITH ELY ST TO W LINE OF SD
Legal Range13W
Legal Township02N
Legal Section29
Legal SubdivisionDAVIS PLAT
Legal Lot Number11-12
JurisdictionALLEGAN MI
Township / Civil DivisionALLEGAN
Census Block Group4
Census Block4023
Census Tract31200

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address554 ELY ST, ALLEGAN, MI 49010-1421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Mar 26, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2025 · Amount on Record
Deed SaleJan 7, 2025 · Amount on Record
Prior SaleDec 14, 2015 · Amount on Record
Deed Document Number2025352
Deed Book / Page5003 / 178
Prior Transfer DateMar 25, 2021
Prior Transfer Doc4595/930
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address554 ELY ST, ALLEGAN, MI 49010-1421
Transaction TypeMortgage
Record UpdatedAug 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 ELY ST, ALLEGAN, MI 49010-1421

Mortgage

Document Number4655/808
DateAug 9, 2021
Book Page4655/808
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2041

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateMar 26, 2021
Property Address554 ELY ST, ALLEGAN, MI 49010-1421
Document Number4595/930
Book / Page4595 / 930
Instrument DateMar 25, 2021
Transaction TypeTransfer
Record UpdatedAug 3, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address553 ELY ST # 1, 1, ALLEGAN, MI 49010-1420

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityAllegan City
Unified School DistrictAllegan Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,300 (+6.1%) Land $19,300 Building $52,000$142,600 (+6.1%) Land $38,600 Building $104,000
2025$1,288.00 (+2.96%) Homeowner's exemption$67,200 (+19.57%) Land $18,300 Building $48,900$134,400 (+19.57%) Land $36,600 Building $97,800
2024$1,251.00 (+9.93%)
2023$56,200 Land $16,400 Building $39,800$112,400 Land $32,800 Building $79,600
2022$1,138.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLEGAN
serves 5,930 people · EPA ID MI0000120
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Ely St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures