535 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 535 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,734 sqft · built 1844
Lot Size	0.692 acres (30,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,500 (Sep 1996)
Tax Bill	$2,177 (2025)
Deeds & Mortgages	Apr 2020 Second Mortgage Jan 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-300-012-00`

Property Details

APN / Parcel Number

Primary APN	`51-300-012-00`
Alternative APN	`03-51-300-012-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,734 sqft Living Area
1st Floor Area	1,009 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1844
Effective Year Built	Effective 1844
Architectural Style	Custom Design
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	30,144 sqft (0.692 acres)
Lot Dimensions	410 ft deep x 73.5 ft wide
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	535 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	COM ON CENT LINE ELY ST 463 FT S 52 DEG W FROM E LINE SEC TH S 40 DEG E 458.5 FT TH S 55 DEG W 73.5 FT TH N 40 DEG W TO ELY ST TH N 52 DEG E 73.5 FT TO BEG SEC 29.
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	3
Census Block	3022
Census Tract	31200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Franks, Henry, House listed 1987 · 1 contributing resources · NRIS 87000252

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	535 ELY ST, ALLEGAN, MI 49010-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALLEGAN COMMUNITY FCU
Jan 6, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALLEGAN COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 1996 · Amount on Record
Deed Sale	Sep 10, 1996 · Amount on Record
Deed Document Number	19961
Deed Book / Page	1597 / 621
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	535 ELY ST, ALLEGAN, MI 49010-1420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4450/267
Date	Apr 15, 2020
Book Page	4450/267

Lender

Name	ALLEGAN COMMUNITY FCU
Type	Credit Union
Address	ALLEGAN, MI 49010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 7, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	535 ELY ST, ALLEGAN, MI 49010-1420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEYS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4419/260
Date	Jan 6, 2020
Book Page	4419/260

Lender

Name	ALLEGAN COMMUNITY FCU
Type	Credit Union
Address	ALLEGAN, MI 49010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 23, 2029

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,400 (+37.11%) Land $34,500 Building $88,900	$246,800 (+37.11%) Land $69,000 Building $177,800
2025	$2,177.00 (+12.45%)
2023		$90,000 Land $23,800 Building $66,200	$180,000 Land $47,600 Building $132,400
2022	$1,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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