544 Ringgold St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 544 Ringgold St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,764 sqft · built 1870
Lot Size	0.082 acres (3,572 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Apr 2021)
Tax Bill	$1,736 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`086-0001-0188-00`

Property Details

APN / Parcel Number

Primary APN	`086-0001-0188-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	864 sqft
Basement Area	648 sqft

Exterior

Year Built	Built 1870
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	3,572 sqft (0.082 acres)
Lot Dimensions	150 ft deep x 48 ft wide
Porch	Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	544 RINGGOLD ST
City	CINCINNATI
State	OH
Zip	45202-6816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	544 RINGGOLD ST 24 X 150 LOT 111 P M PRICES SUB
Legal Subdivision	P M PRICES SUB
Legal Lot Number	111
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2019
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Prospect Hill Historic District listed 1980 · 271 contributing resources · NRIS 80003078

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16009 HIGH LINE DR, PROSPER, TX 75078-1757
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 4, 2019	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Apr 6, 2021	Warranty Deed, Transfer · Line of Credit SPRING VALLEY BANK
Apr 6, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Apr 6, 2021
Deed Document Number	2021-0043024
Deed Book / Page	14390 / 1556
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	544 RINGGOLD ST, CINCINNATI, OH 45202-6816
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 RINGGOLD ST, CINCINNATI, OH 45202-6816

Mortgage

Document Number	0000011174
Date	Feb 15, 2023
Book Page	14854/1814
Instrument	2023-0011174

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	544 RINGGOLD ST, CINCINNATI, OH 45202-6816
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074777
Date	Sep 4, 2019
Book Page	13994/01416
Instrument	2019-0074777

Lender

Name	PNC BANK NA
Type	Bank
Address	CINCINNATI, OH 45219

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 6, 2021
Property Address	544 RINGGOLD ST, CINCINNATI, OH 45202-6816
Document Number	0000043024
Book / Page	14390 / 1556
Instrument Date	Apr 1, 2021
Instrument	2021-0043024
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 RINGGOLD ST, CINCINNATI, OH 45202-6816

Mortgage

Document Number	0000043025
Date	Apr 6, 2021
Instrument	2021-0043025

Lender

Name	SPRING VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	16 Months
Due	Aug 1, 2022

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Apr 6, 2021
Property Address	544 RINGGOLD ST, CINCINNATI, OH 45202-6816
Document Number	0000043023
Book / Page	14390 / 1553
Instrument Date	Apr 1, 2021
Instrument	2021-0043023
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,736.00 (+3.15%)	$89,600 (-) Land $6,895 Building $82,705
2024	$1,683.00 (-69.25%)	$89,600 (-) Land $6,895 Building $82,705
2023	$5,474.00 (+509.58%)	$89,600 (+589.23%) Land $6,895 Building $82,705	$256,000 (+589.28%) Land $19,700 Building $236,300
2022	$898.00 Homeowner's exemption	$13,000 Land $3,931 Building $9,069
2020			$37,140 Land $11,230 Building $25,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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