539 Ringgold St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 539 Ringgold St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,239 sqft · built 2019
Lot Size	0.042 acres (1,838 sqft)
Owner	Individual Name on Record
Last Sale	$549,900 (May 2021)
Tax Bill	$2,594 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086-0001-0409-00`

Property Details

APN / Parcel Number

Primary APN	`086-0001-0409-00`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,239 sqft Living Area
Gross Area	2,889 sqft
1st Floor Area	900 sqft
2nd Floor Area	1,089 sqft
Basement Area	900 sqft
Finished Basement	250 sqft
Unfinished Basement	650 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	1,838 sqft (0.042 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	539 RINGGOLD ST
City	CINCINNATI
State	OH
Zip	45202-6815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RINGGOLD ST 0.0422 AC LOT 12HIGHLAND PARK SUB PHASE 2
Legal Subdivision	HIGHLAND PARK SUB PHASE 2
Legal Lot Number	12
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2009
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Prospect Hill Historic District listed 1980 · 271 contributing resources · NRIS 80003078

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	539 RINGGOLD ST, CINCINNATI, OH 45202-6815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Apr 20, 2017 · Amount on Record
Deed Document Number	202161256
Deed Book / Page	14419 / 3367
Prior Transfer Date	Apr 9, 2009
Prior Transfer Doc	0000000864
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 17, 2021
Property Address	539 RINGGOLD ST, CINCINNATI, OH 45202-6815
Document Number	0000061256
Book / Page	14419 / 3367
Map Reference	MB 473 PG 98&99
Instrument Date	May 10, 2021
Instrument	2021-0061256
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,649.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 RINGGOLD ST, CINCINNATI, OH 45202-6815

Mortgage

Document Number	0000061257
Date	May 17, 2021
Instrument	2021-0061257

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,594.00 (+3.14%)	$192,465 (-) Land $42,098 Building $150,367	$549,900 (-) Land $120,280 Building $429,620
2024	$2,515.00 (-2.22%)	$192,465 (-) Land $42,098 Building $150,367
2023	$2,572.00 (+57.12%)	$192,465 (-) Land $42,098 Building $150,367	$549,900 (-) Land $120,280 Building $429,620
2022	$1,637.00 Homeowner's exemption	$192,465 Land $23,996 Building $168,469
2020			$549,900 Land $68,560 Building $481,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Ringgold St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures