545 Ringgold St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 545 Ringgold St, Cincinnati, OH 45202 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,239 sqft · built 2019
Lot Size	0.042 acres (1,838 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Nov 2024)
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Sep 2022 Transfer May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086-0001-0412-00`

Property Details

APN / Parcel Number

Primary APN	`086-0001-0412-00`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,239 sqft Living Area
Gross Area	2,889 sqft
1st Floor Area	900 sqft
2nd Floor Area	1,089 sqft
Basement Area	900 sqft
Finished Basement	250 sqft
Unfinished Basement	650 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	1,838 sqft (0.042 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	545 RINGGOLD ST
City	CINCINNATI
State	OH
Zip	45202-6815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RINGGOLD ST 0.0422 AC LOT 15HIGHLAND PARK SUBPHASE 2
Legal Subdivision	HIGHLAND PARK SUBPHASE 2
Legal Lot Number	15
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2009
Census Tract	1800

Owner

Source: Hamilton County records · APN 086-0001-0412-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	545 RINGGOLD ST, CINCINNATI, OH 45202-6815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Intrafamily Transfer, Transfer
May 04, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2024 · Amount on Record
Deed Sale	Nov 07, 2024 · Amount on Record
Prior Sale	May 04, 2020 · Amount on Record
Deed Document Number	202479575
Deed Book / Page	15289 / 1632
Prior Transfer Date	Nov 08, 2012
Prior Transfer Doc	0000000788
Record Updated	Jun 08, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Sep 20, 2022
Property Address	545 RINGGOLD ST, CINCINNATI, OH 45202-6815
Document Number	0000089706
Book / Page	14755 / 2677
Map Reference	MB 473 PG 98&99
Instrument Date	Aug 31, 2022
Instrument	2022-0089706
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	9548 BRIDLEWOOD TRL, DAYTON, OH 45458-9627

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 04, 2020
Property Address	545 RINGGOLD ST, CINCINNATI, OH 45202-6815
Document Number	0000040615
Book / Page	14160 / 433
Map Reference	MB 473 PG 98&99
Instrument Date	Apr 24, 2020
Instrument	2020-0040615
Transaction Type	Transfer
Record Updated	Mar 08, 2023
Title Company	PARKWAY TITLE INC, PARKWAY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,099.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000040616
Date	May 04, 2020
Instrument	2020-0040616

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2035

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,594.00 (+3.14%)	$207,449 (-) Land $42,098 Building $165,351	$592,710 (-) Land $120,280 Building $472,430
2024	$2,515.00 (-2.22%)	$207,449 (-) Land $42,098 Building $165,351
2023	$2,572.00 (+57.12%)	$207,449 (+7.79%) Land $42,098 Building $165,351	$592,710 (+7.79%) Land $120,280 Building $472,430
2022	$1,637.00 Homeowner's exemption	$192,465 Land $23,996 Building $168,469
2020			$549,900 Land $68,560 Building $481,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Prospect Hill Historic District listed 1980 · 271 contributing resources · NRIS 80003078

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 767 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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